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If users can stick to the minimum deposit required, they can also opt for the overdraft Got Your Back. This gives them overdraft protection of $ 50, allowing them to withdraw a few extra dollars without incurring penalties when times are particularly difficult. The app also gives them a way to transfer money, make mobile check deposits, pay bills, send checks and even pay with mobile wallets, including Apple Pay, Google Pay and Samsung Pay.
T-Mobile created the service in partnership with BankMobile, a division of Customers Bank. An account is delivered with a Mastercard debit card that subscribers can use to pay for their purchases or withdrawals from 55,000 Allpoint ATMs around the world. Anyone interested can use the service through their official website or Android and iOS applications, which are now available for download from Google Play and Apple App Store, respectively. Residents of any of the 50 US states age 18 and over with a Social Security number can create an account. Later this year, the service will become available to more potential users as it travels to Puerto Rico.
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