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"You will never get what you want if you do not ask for it?" Apparently, it's the same for your personal finances.
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You may feel like you are getting something for free every time you slip your Rewards credit card. You can redeem points you earned during the year for cash back, statement credits, gift cards, merchandise or travel.

But did you know that your card company offers other ways to speed up your rewards?

Simply choosing the right card for each purchase can mean more rewards. You can earn more by knowing the ins and outs of your cards, paying attention to promotional offers and developing your financial relationships with your card company.

Here are five ways to recover even more from your daily expenses.

Choose the right card

If you have more than one refund card in your wallet, choose the one that pays the most for each type of purchase. At the supermarket checkout, choose the one that rewards grocery shopping the most. The same goes for purchases you make at the pump, in a restaurant and at the mall. It is worth using the right card.

In some cases, your credit card may change the type of expense, which is an acceleration of repayment, often reflecting seasonal spending patterns. For example, you can earn accelerated rewards on your home improvement purchases in the spring. Keep track of these categories of rewards by rotation and remember to save your card every quarter to get those winnings faster.

To help you keep track of multiple cards and their money, use the Wallaby app to determine which card is the most cost effective for every purchase. Or use cutting-edge technology and paste a post-it on your card by identifying its highest reward categories.

Drag more

The credit card companies charge a fee each time you use your card to make a purchase in a store or restaurant. The more you use your card, the more these companies make money. That's why some card companies give bonus rewards to those who use their cards more often. For example, some American Express cardholders may receive additional 20% rewards if they make 20 or more purchases with their card during a billing cycle.

Even if your card issuer does not offer a raise to make more purchases, it's still useful to put as many transactions on your card to get more cash back. Pay monthly recurring bills with your card – as long as you do not have trouble paying the balance in full each month. And make sure these transactions do not generate additional charges for credit card payments. Otherwise, it cancels the rewards you receive.

Look for bonus offers

Credit card companies often offer promotional bonuses, especially when you sign up for a new card. You can earn tens of thousands of rewards by spending a minimum amount on your card in the first few months after it opens.

Your card can also offer seasonal promotions to reward your expenses during specific holidays such as Mother's Day or Christmas. Other cards offer a birthday bonus or match your first-year rewards, such as Discover's Cash Back Match.

Use online shopping portals

Most credit card companies offer online shopping portals that you can buy from regular retailers such as Macy's and Old Navy. When you make a purchase through the portal, you earn more reward points than you would at the store or on the retailer's site. This can be particularly rewarding during the holidays when your expenses increase.

Open another financial account

Most credit card companies offer a lot more than just credit cards. They want your business in other ways too. That's why many banks will give you additional rewards if you open a checking or savings account, or take out a loan or mortgage. Others will reward you for having reached a certain minimum threshold for all account balances.

For example, Bank of America offers its favorite rewards, which offer three levels of additional rewards. If you qualify for the BofA Gold level, your credit card purchases will earn you 25% reward. Platinum cardholders earn 50% more.

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Money can be king, but if that's true, credit cards are ace.
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