How to open a free account in minutes in the first 100% digital bank in Argentina

Wilobank is, since June 30, the first 100% digital bank in Argentina. This institution is the only one of its kind currently authorized by the Central Bank of the Argentine Republic (BCRA). The bank, owned by Corporación América, the holding company of Eduardo Eurnekian, already managed to exceed 20,000 customers.

"The main advantage of dealing with this bank is that the user does not have to go to a physical branch to register as a customer, but only to be over 18 years old. own a DNI and download the application from a mobile phone or a tablet "he explained to Infobae Guillermo Francos, president of Wilobank. "We are looking to create a totally digital and modern bank, but we have also decided to give a plus that differentiates us, even more, from the traditional banking system: we started to pay annual interest of 25% on the daily balances of the savings account ".

Francos explains that "a local bank pays less than 1% a year today, and some pay nothing directly for the money that a customer can leave in a salary account. people who are banked, such as a top-up bank, such as a bank that does not have a physical branch, we communicate through the customer's email account and we are present both for the bank account and for those who are not.

The estimated time for opening the account is less than 5 minutes and allows access to a savings account in pesos and dollars as well as a debit card International MasterCard free of charge additional. maintenance and cancellation. All products have technology without touching, a new means of wireless payment.

To open an account, you must follow the following steps:

1 – Once the application downloaded (Wilobank customer registration), the identity must be verified by email.

2 – Then, we proceed to the digitization of the front and rear faces of DNI to obtain the data of the person.

3 – The biometrics process consists of gesturing with the face via a scan with the front camera of the mobile. Thus, the photographs are compared to the DNI to obtain proof of life and confirmation that the user is the one who makes the opening. At this moment, the to mark of the person to offer the credit products.

4 – The user must enter additional personal information, such as the correspondence address to receive the cards.

5 – The customer accepts the basket of products: savings bank in pesos and dollars and debit card. And you have the option to opt for the credit card and the loan if they have been granted.

6 – The process ends with the creation of a user and a pbadword to use.

Wilobank has different customer service channels. On social networks, Facebook, Instagram and Twitter. It is also possible to access it via its website and by phone. The bank is open 24 hours a day, 365 days a year.

In addition, she offers personal loans ranging from $ 5,000 to $ 100,000. It also plans to provide mortgage and commercial loans. Once the person is a client, the loan remains available for 30 days. In general, traditional banks impose penalties for pre-canceling loans, but this new 100% digital bank does not charge anything.