Due to rental problems, the demand for guaranteed insurance increases

<! – It works here to put the img. of art in a floating div as on the cover!

->

The demand for rentals began to rebound in July after the sharp devaluation that followed the exchange rate in late April, which prevented many borrowers from eventually accessing their homes. Given this scenario, began to increase the consultations to acquire the so-called "rental insurance", replacing the exclusive warranties, which continue to be a headache for tenants, explain real estate sources .

Inmobiliaria Argentina (CIA) and Instituto Asegurador Mercantil confirm a strong increase in potential tenant consultations on the Rental Guarantees policy system.

Meanwhile, they explained that in a dollar and high rate scenario, buying and selling are starting to slow down, but rents are keeping pace or, for the most part, tend to increase.

María Luz Gómez, commercial director of the Instituto Asegurador Mercantil, said that last July, there was an explosion

He pointed out that consultations had doubled in July compared to June and that the trend will continue to develop in the second half of the year. "The rental insurance is used around the world as a rental market lever, facilitating the closing of operations, they are an excellent tool for real estate," says Gomez.

The reason is that the policy allows the landlord to have a tenant with a proven and sufficient income, and get certainty about paying the rent in a timely manner. In turn, he also supports the services and care of the property.

Industry sources told NA that nine out of ten internet-closed transactions use rental guarantees as a tool to comply with claims.

The phenomenon has begun to particularly interest young people between the ages of 20 and 30, as well as foreigners, who are usually the most difficult to find by obtaining this owner support.

In this context, it should be noted that the housing deficit is about 3 million homes, the majority in the AMBA, according to official data and real estate.

• How does the warranty system work?

The system The "rental guarantee" is a surety insurance that resolves the usual inconveniences facilitating the operation, for both the owner and the tenant.

This policy has shown "good results" since its launch and has regained momentum under current circumstances, facilitating quick and efficient access to housing, "explained NA at the Instituto Asegurador Mercantil

The rental guarantee covers rent, fees, taxes, property damage, legal fees, civil liability (glbad, theft, fire, among others), emergency services and coverage for the tenant and his / her family group for the entire contract. The insurer undertakes to respond within a maximum of 15 days in case of non-payment.

In the meantime, the tenant accepts minimum requirements, such as a verifiable income and the possibility of having a co-debtor, if his salary is insufficient, to guarantee

The cost equals a month and a half of rent paid with various payment methods, and the operation lacks fees and commissions and can be prequalified online. in part, the owner gets the support he / she needs: a tenant with a proven and sufficient income, certainty about the payment of the monthly rent in time and form, as well as services and guarantees in the care of the property. in turn, it frees itself from the problem that would mean the eventual need to execute safeguards in case of violations.

That of the property guarantee, is usually one of the most difficult obstacles it must be saved and on countless occasions this prevents the good term from agreeing. The high demands of the owners to protect their property, faced with the difficulties of the owners to obtain the required guarantees. There are not always parents or friends available and eager to save the situation. As a result, this coverage provides an effective and accessible solution to bring parties together. Apply both to the rental of family homes, professional offices or businesses. "

Source: Ambito