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As of January 1, workers aged 60 no longer need the 1,250 weeks of contributions to be able to retire, since with 750 they will be able to be entitled to their retirement pension at an advanced age and at an advanced age.
On December 9, the Chamber of Deputies approved the pension reform proposed by Andrés Manuel López Obrador, in which he suggested the reduction in the number of weeks of contributions to be entitled to a pension and wide coverage of benefits.
With 441 votes in favor, 13 against and 6 abstentions, the opinion which amended, added and repealed the provisions of the laws on social security and retirement savings systems was generally approved.
It should be remembered that these modifications correspond to people who They fall under the IMSS law of 1997. This is valid for employees who started to quote from July 1 of the said year.
Previously, the 1250 weeks of contributions were necessary to be able to retire, however, the reform of the law on social security proposed to reduce them to myl. This means that, during this adjustment period, theEmployees with 750 weeks can retire with their minimum pension; in later years, these will gradually increase until they stabilize in a thousand weeks for 2031.
According to the above, each year, 25 weeks will be increasedThus, in 2022, employees will be able to retire with 775 weeks; in 2022 with 775; 2023 with 800; 2024 with 825; 2025 with 875; 2026 with 875; 2027 with 900; 2028 with 925; 2029 with 950: 2030 with 975 and 2031 with thousand.
According to the government of the Republic, The reform of the pension system is a historic change aimed at ensuring that more people can access retirement.
Among the other benefits that will be implemented after the recent changes, the They will be able to receive their pension after 15 years of contribution and not before the age of 25 as required by the previous law.
Similarly, the employees who earn the least will receive 68% of the salary for their pension, against 30% which was used for the same purpose. Employers will also be allowed to absorb the largest contribution, from 5.15% to 13.87%.
“For this reason, it is proposed to reform Article 170 in order to change the way of determining the amount of said pension, which can currently go up to 3,289 pesos, so that from now on it is calculated taking into account the weeks of contribution; the average of the basic contribution salary that the worker has obtained during his working life; and the age of the worker, ”states the approved initiative.
Regarding Afores, the reform provides that they must place the commissions they charge for their services at levels similar to international best practices.
With the express approval of the addition of an eighth paragraph to Article 37 of the Law on Retirement Savings Systems, the document clarifies that the commissions billed by pension fund administrators (Afores) “will be subject to a maximum”.
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