Rentals: to facilitate access, you can pay the deposit and the first month by installments – 07/10/2018

It is estimated that in the region of Buenos Aires there are about 400 thousand formal leases . When a year of the law exempting tenants from paying commissions and administrative expenses has not been fulfilled, now it seeks to improve the conditions of these families – mainly the middle clbad – and this could ease the burden Huge economic that they have each month. or whenever a contract is signed.

In addition, the City will present a series of actions tending to maintain the demand for housing loans. In 2017, between the public and private sectors, 16,000 credits were issued; of them, 5,000 were from City Bank.

With regard to rents, the idea is that the certifications of signatures in contracts, at a cost average of $ 1500, became free ; and that the first month of rent, which is paid in advance, and the month of filing damages, may be paid in 24 installments, by the insurance of. a financial institution. The implementation would be ready before the end of the year, although it depends on the regulations to be achieved.

For example, for a two bedroom environment in Caballito, whose average is $ 10,141, according to the Real Estate Reporting firm $ 23,000 minimum, between in advance, deposit and signing.

"Our idea is that those who want to live in the city can do it.These formulas are designed for families of the typical middle clbad: a couple of employees, a police officer, a teacher, young couples, the law that was pbaded last year, plus these actions, the conditions for tenants will improve, "explained to Clarín Juan Ignacio Maquieyra, head of the # 39; Housing Institute of the City (IVC). Both measures will be formalized in a few weeks.

In August of last year, the legislature approved by a large majority Law 5.859 which prohibits real estate agents from charging the costs of managing reports and prevents them from charging a commission to tenants . In all cases, the owner will pay the commission, which can not exceed 4.15% of the total contract. "These are huge and modest triumphs for tenants, because facing the entire situation that comes with a rental contract generates stress, anxiety and very significant costs," says Lucila, a neighbor of Belgrano who has moved in May. "We saw an apartment by a real estate agency that we liked, but they did not accept the new conditions and they did not know the law, they did not give it an entity, so we continued to look up to find a real estate agency that would accept them ". And of course, they made the complaint. In the web of the VCI, there is a specific link for everything concerning rents: vivienda.buenosaires.gob.ar

At the same time, a dialogue table integrated by the different sectors, has developed a series of proposals to improve access to rent . Some of them are included in this initiative.

Another stage of this project is that of the expansion of credits for the first dwelling . With the City Bank as an ally, the idea is that residents who have a formal and informal income can apply for loans; the limit of the value of the property that can be acquired has been extended (from $ 2,500,000 to $ 3,300,000) ; a subsidy for writing expenses of $ 30,000 is maintained. These credits are for single-family, permanent and family dwellings, for neighbors between 18 and 55 years old.

A novelty will be the preference that women will have when they present themselves to obtain a loan : they will have access to a subsidy of 50 thousand pesos which are in charge of households without spouse and will have more than weight in the credit selection. There is another area that will benefit: young people under 30 who want to live in the South in the neighborhoods of Mataderos, Parque Avellaneda, Chacabuco Park, Boedo, San Cristóbal, Constitución, La Boca, Barracas, Parque Patricios, Villa Soldati, Nueva Pompeya, Barrio Savio (Villa Lugano) and Villa Riachuelo. They will have a lower rate the grant of the act goes up to $ 50,000 and formal and informal incomes are also accepted.

Delay for the various plans proposed by the City and the VCI are as follows: the first chamber is already in force; First housekeeper, in September; First young house, October. In addition, it will be possible to finance 100% of a renovation or expansion (since October) and to acquire a house from the Procrear Nación plan, in the Parque Patricios , with a previous saving of 10%. There are 3,100 departments that begin to be delivered in August . Contrary to what happened with those in the Olympic Village, where neighborhood neighbors were in favor, these departments can be acquired by anyone who wants it.

The mayor of Buenos Aires, Horacio Rodríguez Larreta, agreed with these measures: "The dream of homeownership is at the root of the progress of the middle clbad, and more and more families of Buenos Aires make it a reality. dreaming and improving rental facilities are objectives that unite us all porteños. "