Children with lots of kids are waiting for the state apartment for a year, and the mortgage is about to start working.

Officials attempt to provide all housing, but the need of those who need it is not particularly reduced. On the other day Deputy Prime Minister Anatoly Kalinin said that this had been done recently for this purpose. And to begin with, he mentioned Decree No. 240, which helps citizens who need housing and who claim benefits, to borrow from a commercial bank, a portion of which will be reimbursed by the bank. 39; State. The exit is a soft loan.

Anatoly Kalinin also believes that this year it is necessary to introduce a system of construction measures with new approaches, conditions, now it involves about 3,000 people, this is not enough. And remember mortgages.

– We have reached the point where the refinancing rate is 10%. We hope that it will continue to decline. In the meantime, we promised to ourselves and the citizens that at 10%, a mortgage will work. In my opinion, there are a number of simple questions that need to be addressed in order to ensure that mortgages and construction savings are more in demand, BelTA learned from the Deputy Premier

Recall that in Belarus, mortgage loans as a fact exists since 2008. In fact, housing loans are issued on a mortgage basis: as a pledge, the bank takes an existing or future apartment. However, there are nuances. First, the bank is not going to expel the family with children in case of late payments. Second, the very essence of a mortgage is a cheap loan that a person who works can afford. Now the most profitable loan is given at 13%. Of course, it's more profitable than before. But in comparison with European loans does not look so attractive.

Anatoly Kalinin drew attention to the problems of individual construction – account, cottages. With them, there are problems: people take a plot, but do not finish the construction.

– When you see that a developer solves all the problems for individual customers – from design to commissioning objects – then construction takes place. And when we just distributed the parcels, then for 10 years, there are only 50% of the houses that have been entered. We see that the cost of building an individual dwelling with an integrated approach is much lower and the process is more efficient, "said Deputy Prime Minister

ago very few buildings in recent years. But by 2018, although more than six months have pbaded, apartments for large families are going to be built more than before – more than 7,000.

– In 2019-2020, it is necessary to d & # 39; To introduce housing for large families In 2021, only large families remained in the queue, not exceeding one year. By the way, in Anatoly Kalinin, in 2012, Anatoly Kalinin promised that families with many children will stay in the waiting line for housing for no more than three years. Then 22% of the homes built were for them. Last year in Belarus, more than 43,500 apartments were built, of which 4,000 or 10% for children with many children.