Biden echoes Obama's beloved quote: "If you love your health care plan … you can keep it"



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"If you love your health care plan, you can keep it."

This familiar pledge, made several times by several years by former President Barack Obama, was named "the year's lie" in 2013 by the website fact-checker Politifact, while millions of people have lost their private insurance – and had to move to more expensive options – – because of changes prescribed by the Affordable Care Act.

On Monday, Democratic President Joe Biden unveiled his own health care plan and issued a similar pledge by speaking at a presidential forum sponsored by AARP in Des Moines, Iowa.

"I give people the opportunity," said Biden, after rejecting his "Medicare-for-all" opponent's proposals, which would totally eliminate private health insurance. "If you love your health care plan, your employer-driven plan can keep you."

Biden added, "You get full coverage and you can stay with your plan if you like it.You can stay with your employer-based plan or you can move on. I think it's the fastest, most reasonable, most rational and most rational way to get to universal coverage. "

Biden said his proposal would add a "public option" or government insurance plan to existing exchanges selling private insurance.

The "Medicare-like" plan that would be accessible to all – including the more than 150 million Americans now covered by an employment-based insurance, a group now ineligible for policies based on the "no-pay" policy. exchange.

Biden said massive income-based subsidies would allow any household to obtain coverage through trade.

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The idea is to immediately expand coverage and shake the insurance markets over the long term by forcing private insurers to compete with the government, theoretically insisting on a reduction in premiums and reimbursable expenses for private insureds.

Overall, Biden has widely defended his boss's iconic health care initiative. This weekend, he's declared "against all Republicans and all Democrats who want to get rid of" the Affordable Care Act.

"Here's the market, guys," Biden told Fox News in Iowa on Monday. "One of the things that's happening is that, all of a sudden, the American public has understood what ObamaCare is about, it understands it, it's the place from which to build."

Ateh ACA, also known by many as ObamCare, has however faced headwinds in the courts. One of the most conservative federal appeal courts in the country heard arguments last Tuesday in a case that could determine the future of the Affordable Care Act and seemed destined to be sent to the Supreme Court.

A panel of three judges of the 5th US Court of Appeals in New Orleans heard the arguments presented in the Texas case against the United States, which sought to determine whether Congress had invalidated the law on health care in which Obama had signed his law, canceling the tax imposed on those who chose not to buy insurance.

Indeed, the Supreme Court upheld the ObamaCare obligation that individuals subscribe to insurance as being constitutional, but only as a valid exercise of the Congress's constitutional taxing power. . The Supreme Court rejected the Obama administration's attempts to justify the individual mandate provided by the much broader trade clause.

The Conservatives have argued that without a warrant, the entire law must be struck.

Speaking in New Hampshire, Biden replied: "We should not give up ObamaCare, we should rely on him."

"I think one of the most important things in our administration has been the adoption of the Affordable Care Act," Biden said this weekend. "I do not know why we would get rid of what was really working and move on to something totally new, and then there are differences."

He argued that some of his opponents, with the exception of Bernie Sanders, do not accurately represent the consequences of their proposals.

"Bernie has been very honest about this," said Biden. "He said you had to raise taxes for the middle class, he said it will end all private insurance, I mean, it was simple about it, and he made his case."

When asked if rival Kamala Harris had been honest about the impact of his project on private insurance, Biden replied, "I'll let you make that decision."

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Meanwhile, Sanders responded to Biden, saying his plan would provide a net financial benefit to most households: their federal taxes would increase, but their private insurance premiums, deductibles and quota would be eliminated.

"By the time Donald Trump and the health insurance sector lie daily about" Medicare-for-all ", I hope that my fellow Democrats will not resort to misinformation about my legislation, "said Sanders in a statement to that of Biden Comments from New Hampshire.

Andrew O'Neill Reilly of Fox News and the Associated Press contributed to this report.

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