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SÃO PAULO – The World Cup Russia has just finished the victory of France, but football fans who intend to attend the next match in Qatar, should prepare financially for today. It is an expensive trip, but it can be done without much difficulty if there is a financial plan for it.
A survey of GuiaBolso shows that with a minimum of $ 200 a month, invested in good fixed income products for the next four years, can ensure that the fan the amount at all means
It should be remembered that because of the climate of the Qatar region, the 2022 World Cup will take place between November and December. We are considering the bailout of the amount for February 2022 so that travel planning begins to be done beforehand in order to avoid price rises.
The total costs of the trip to Qatar, according to fintech of planning and financial management, are R $ 11,700 in a economic standard of travel. This value takes into account: cheaper flights, stopovers, snacks and snacks such as food, more accessible stadium areas to watch games, theater and museums as leisure and sightseeing and the use of transportation to travel
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For tourists who have an amount of more than $ 200 per month and who have a more luxurious travel standard $ 19,384 which includes a direct flight to Qatar, a five-star hotel, daily and regular meals, an area better located at the stadium – and tickets to the opening of the World Cup, three matches in the first phase and an eighth final race , and rolling.
Both values also include a 10% margin for possible dollar increases and increased prices for accommodation, food, among other expenses, due to demand higher. The quotation of the dollar used for the calculation was R $ 3.90 and the duration of the trip, between November 19 and December 9.
In the following tables, check the estimated value for each trip expense and
| Characteristics | Estimates costs | |||||||||||||||||||||||||||||||||||
| Flight | Direct flight | R $ 7123 per person | ||||||||||||||||||||||||||||||||||
| Accommodation | 19 days in the hotel 5 stars | R $ 7,880 | ||||||||||||||||||||||||||||||||||
| Opening match, 3 first-round matches and 1 eighth-finals, all in the most expensive sector | of the stadium | R $ 5,557.50 | ||||||||||||||||||||||||||||||||||
| Hobbies | See museums and safaris in the desert during the day, movie tickets, theater and trips to pubs and parties | R $ 4,500 | ||||||||||||||||||||||||||||||||||
| ] Shopping | US $ 100 Shopping per day during the 19 days of travel | R $ 7,410 | ||||||||||||||||||||||||||||||||||
| Travel | Using tá However, it is important to remember that it is necessary to invest in good options for, for example, at the end of the reporting period, R $ 11,700 or R $ 34,400 and – why not?
The investment advisor Bruno Ponciano, of Aequilibrium Investimentos, says that one interesting option is the Treasury bonds due in 2024 (IPCA Treasury + 2024). As the withdrawal of profitability will not be exactly the same as when the bond was contracted – but the closer it is to maturity, the less volatile it is. Nevertheless, there is a risk of swinging downward, so the ideal would be to follow the start of 2022 to make the withdrawal at the most opportune moment. Bruno recommends the IPCA + 2024 Treasury considering the following context:
A tourist who has an economic level of travel should invest R $ 240 per month for 42 months, which will add a nominal total of R $ 10,320 invested. Investing in the security indicated by Bruno, on the date of redemption (February 15, 2022), he will have R $ 11,814.32. By investing in savings, he would buy only R $ 11,234.77. See the following table:
The same title suits tourists who prefer a more luxurious travel standard, but with monthly requests of R $ 680 during the same period. It will add a nominal total of $ 29,240 invested and will purchase $ 33,471.73 R $. If you choose to invest in savings, the tourist stops losing around R $ 3 thousand, as you can see below:
The appraiser points out that it may be necessary to revise the monthly amount to be invested in the event of a change in the projection of the project. inflation or real gain. According to Alan Ghani, a professor at InfoMoney Education, another good investment option for both profiles is the Selic 2023 Treasure. Although the Selic is low today, the prospect is that it 's right. it will increase in the future, increasing the gains of the investor. He explains that the advantage of this title is to be able to redeem before and without risking interest rate oscillation, which happens with the IPCA + 2024. L & # 39; Financial educator André Mbadaro, who presents the Personal Wealth program on InfoMoney TV, says that fixed-rate bonds maturing before the redemption date (eg Treasury Prefixed 2021) are good options because they "give predictability of how much the investor will buy back ". "They are also a good option because of the security." He also recommends investing in bonds, but with caution: they have very little liquidity and therefore the investor must be strict about the maturity of the investment. It should be noted that it is always advisable to have the badistance of an investment advisor when setting up your portfolio. To invest in the aforementioned products with the help of an investment advisor, open your account at XP Investimentos and indicate the appropriate time to perform certain movements to meet the needs specific to the individual. [ad_2]Source link Related Articles | |||||||||||||||||||||||||||||||||||
