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Smartphone: according to FenSeg, the total disbursed corresponds to about 15% to 25% of the value of the device (BongkarnThanyakij / Thinkstock)
Rio – In the midst of high crime rates in the country, insurers charge with the increase in demand for insurance of handsets cellular .There are already 2.5 million insured hands, but it is expected that this number will reach 4, 5 million users by the end of the year, according to the National Federation of Insurance Companies (FenSeg).
In one year, the total amount of monthly payments by users of this product has jumped 70% from R $ 530 million in 2016 to R $ 900 million in 2017. According to FenSeg, the total disbursement is about 15%. % to 25% of the value of the equipment, depending on the coverage contracted, and last year 300,000 insured homeowners were compensated. The cost (for the consumer) is not so good "said Bruno Kelly, professor at the National School of Insurance
An example of a sports client is the manager project Viviane Queiroga, who is already in her second telephone insurance policy.The first was rescued seven months after hiring, when the phone was stolen.The investment was high, among the monthly installments of R $ 75 that had already been paid and the deductible of 32% of the value of the equipment, paid at the time of the flight, he estimates to have paid about R $ 2,000, half of the value "I am am found with the same device and at half the price I would pay. If I had been robbed without insurance, I would have to buy another, "said Viviane, noting that the care of her insurer was far from perfect. "It's work." I sent several messages saying that I would not accept a lower model, which was what they offered me. They would look for a supplier and end up giving me a device of the same level. "
The new phone already has a new contract, this time with higher benefits, about R $ 120, but the rate of the most weak franchise, 23% of the value of the property. "In the end, it will cost the same if I'm stolen again," she said.
High Risk
The calculation of risk takes into account the incidence of theft and theft of aircraft. The National Telecommunications Agency (Anatel) released Wednesday in the internal bulletin of the regulatory agency, a change in the schedule of the project Celular Legal, to anticipate the blockage of irregular devices in Rio de Janeiro. The measure responds to a request from the federal stakeholder in Rio, General Braga Netto
The blockage of stolen aircraft has already occurred since 2002, but from 2015, it became possible to do so without the Imei number of each device). The problem is that even blocked mobile phones are manipulated to be reused.
The Celular Legal project, coordinated by Anatel, aims to limit the acquisition of altered, stolen or lost handsets. Since February 22 this year, users of irregular cell phones in Goiás and the Federal District receive messages informing them that the devices will be disabled.
The second phase, which will begin on September 23, will include the other Central West states, the South region, in addition to Acre, Rondônia, Tocantins, Espírito Santo and Rio de Janeiro. The third and final phase will begin on January 7, 2019, covering the Northeast and other northern and southeastern states.
"Why is the number of locks not falling? Because at the same time increases the number of users and handsets. It is obvious that mechanisms are being discussed, to fight against these attempts to circumvent this kind of blockage (of the Imei) .There is even an international discussion about giving more robustness to the devices to make this type of fraud difficult. "The smartphone has grown, so the base has grown.It is impossible to isolate one variable from another," said Anatel 's director of regulations, Felipe Roberto de Lima.
About a month ago, General Braga Netto acknowledged during a speech the difficulty of joint command of the intervention. Federal Government in Rio has faced the reduction of street theft in the state.
According to him, this type of event is currently concentrated in the theft of cell phones. That's why it would be necessary for Anatel to collaborate to block the devices. Between March and May, street robberies only decreased by 1.43%, said the general during a speech. The information comes from the journal O Estado de S. Paulo
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