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With a weak banking activity on deposits, we will remember last June . Only one bank offered innovations in their offers for individuals
Banks were relatively active in consumer credit. Four banks offered new promotional offers on more favorable terms. Two additional years extended existing promotional offers
At this time of the year the banks did not change their usual behavior and offered a variety of novelties on their products, according to an badysis specialists of MoitePari.bg.
Term Deposits
As of 06.06.2018, Fibank has suspended the offer of "Promotional Deposit +" only one month after the start of its contracts, which have been agreed to automatically renew the term of the deposit , will be renewed for a new term with a rate of interest in effect at the date of renewal
On the occasion of the 25th anniversary of the establishment of First Investment Bank AD on 06.06.2018 l & # 39; offer started a new deposit product, a "25-year-old Fibank promotional deposit" and increased interest rates on an electronic deposit "My deposit", the new deposit can be concluded for 6, 12 and 24 months in BGN and EUR. The 24-month deposit, which is 0.85%
Consumer loans
Postbank has changed the promotional terms of consumer loans Some of the promotional conditions have been extended until the end of the year. 15.08.2018., And those of the program "More Today" have been abandoned. Extended promotional terms refer to Bank offers for approved companies and institutions
As the calculation of the NBB's Sofibor index was interrupted, the Bank also changed its method of calculating the rate of interest. interest on BGN loans. As a result, the bank adopted Sofibor 6M + a PRIME benchmark rate premium of Eurobank Bulgaria AD for unsecured loans + margin. This did not affect the level of interest rates on consumer credit that kept their levels
Raiffeisenbank launched a new promotional consumer loan. The loan is intended for clients with net pay of at least BGN 3,000, with a transfer of salary to the bank. The interest rate is 4.40%. The minimum amount that can be requested is 30 000 BGN and the maximum 70 000 BGN. The duration for which the loan can be paid must not exceed 48 months
Tokuda Bank has launched a new consumer loan "Moments Happiness". The interest on it depends on the amount of the insured's income from the borrower. For customers with maximum insured income, the interest rate is 4.10%
Commercial Bank E increased the amount of the annual fee for the service of a credit card of 36 BGN at 42 BGN. There is a promotional campaign (1969007) DSK Bank extends the promotional campaign for consumer loans, which benefits from a discount on interest on the use of a credit card and credit card. a bundle program ("Moderato" or "Allegro"). According to its terms, the Bank offers a discount on the interest of transferring the salary to the bank. The Bank extended the duration of the other promotional offer for the standard consumer loan at the end of August
. In late June, CCB offered another option for interest reimbursement. When it provides a guarantor, the bank offers the opportunity to reduce the interest rate by 0.20 percentage points. The total discount amount is 0.50% (0.10% for debit cards, 0.20% for credit cards and 0.20% for guaranteed guarantors)
Over 25 years since inception from First Investment Bank AD 06.06.2018 launched the offer of new consumer loans for the merger and refinancing of liabilities. The offer is offered with a discount of 25 basis points Credit Cards
UniCredit Bulbank launches a promotion on Visa credit cards (Clbadic and DONNA). The promotional terms are:
-0% interest for all POS payments in outlets and / or on the internet in Bulgaria and abroad until 30.09.2018; after this period, monthly interest rate – 1.35%
– No-charge credit card service fees for the first two years after this period – 25 leva / year
-Travel Assistance and Accidents
-Automatically participating in the PLUS program for each major and additional credit card by which you accumulate POK endpoints at a merchant in our affiliated network
– Free subscription to the "Secure Payments on the Internet" service [19659023]] Residential and Mortgage Loans
D Bank changes its maintenance fee to a current account at a Maestro Debit MasterCard debit card from BGN 1.60 to BGN 2 per month. The change was also supported by annual maintenance fees for MasterCard Standard. It went from 36 BGN to 42 BGN a month.
CCB lowered interest rates on its products by 0.20 percentage points
Expert.bg
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