[ad_1]
Most often, Bulgarians use bank and non-bank credit cards for the purchase of food products and for the payment of monthly bills. At the same time, Bulgarians buy more white and black material, pay holiday expenses, refuel their cars, etc.
This shows a representative national survey conducted by GFK on the Access Finance order, opinions of 1500 people aged 20 to 65 years are included
According to him, 15% of seniors aged 20 to 65 years old have a credit card. 10% of these cards or one in 10 of them are non-bank.
While bank credit cards are dominated by individuals with a higher education level (41%) and above average personal income, there is a predominance among education (67% ) and the income of the average and slightly below average for the country.
"The use of credit cards around the world and in Europe varies greatly and is conditioned by a variety of factors, including cultural, social and economic factors," according to Alexandra Kalcheva, director of marketing. Access Finance
"In our survey, more than half of the population claims that their income is barely enough to cover the cost of the month and can not save, which is a determining factor using the optional credit card
The average credit limit for non-bank credit cards is less than 1,200 leva, and in the case of bank cards that limit is approximately 500 leva. [19659002] Different consumers see the benefits of the product, according to their specific needs: for the youngest users (20-29 years) higher than average income – credit card convenience when traveling to the city. ;foreign. 62% of respondents point out that the main advantage of the credit card is always the availability of financial means
[ad_2]
Source link
