And that savings have increased: In Chile, defaulters climbed to 4.5 million in the third quarter

Although financial investigations show that in Chile the habit of saving grows, the number of debtors with arrears does not succeed in reversing their upward trend. In fact, during the third quarter of the year, more than 4 and a half million people are already part of this group.

This Thursday, the report on the third quarter debt of 2018, published by the University of San Sebastian, was presented. and in conjunction with Equifax and Mapcity.

The figures, which show the evolution of unpaid debts on personal loans in Chile, revealed that the total number of defaultors as well as the total amount of debt increased at the same time. country to September of this year. Of course, the upward curve has decelerated relative to the trend.

In total, the study calculates that there are 4,509,598 debtors in Chile, which represents an increase of 3% compared to September 2017. total of the delinquency, this percentage punishes more the Chileans: the average debt She raised $ 1,682,218 and grew 9% over the same month in 2017.

With respect to bad, women outperform men with 2,309,660 versus 2,199,938 people respectively . And as the trend over the years, the retail trade steals the female presence, while men focus on the banking sector.

Districts of Defaulters

The banking sector and the retail trade remain the sectors where they capture the debts. This, due to the total number of defaulters, 40% fell in the group for retail trade and 29% in bank debt. However, when we talk about total debt, most of the money (57%) goes to financial institutions, followed by retail (18%) and real estate debt (8%).

with foreigners in Chile? This sector represents only 2.25% of the total of the defaulters on the territory. However, their pockets are more in debt since their average amount is $ 2,103,211, while that of Chileans is $ 1,679,499.

Regions and Commons

The value of debt, as noted in the study, also depends on the geographical area where northern Chile exceeds the national average. The ranking is led by the regions of Antofagasta ($ 2,293,437), Metropolitana ($ 1,910,992), Tarapacá ($ 1,897,686) and Atacama ($ 1,728,291). In Greater Santiago, the municipalities of Vitacura ($ 5,907,391), Las Condes ($ 4,713,587) and Providencia ($ 4,555,321) represent the largest amount of arrears.