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Planning, savings, offers and destination are some of the forecasts to be taken into account.

The holidays arrived in the Ecuadorian Highlands, the most anticipated season for children and young students, as well as for adults who work and want to escape from any responsibility.

But, how to have a few dream days? Maria Elizabeth Arellano, Specialist of Produbanco's Financial Education Program, shares some rules to avoid worries and problems.

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The first thing to do is to plan. It is important to define over time when and how many days the holidays will last. This exercise will allow you to choose an appropriate destination for the family budget. In this step, you can study average prices in advance and identify the different alternatives offered by the market.

Among the main recommendations are: the purchase of tickets in times of low demand, at reasonable prices; book hotels and set a monthly savings quota to cover vacation costs.

Saving is also fundamental. Arellano talks about creating a fund for the holidays, so the expenses that they require do not affect the families' monthly budget. So, how to do it? For that, specifies the specialist, it is essential to establish a budget adding all the expenses which will take place during the trip: the tickets if the mobilization is done by plane or by bus; the essence, if it is in his own car; food, taking into account the number of members traveling.

There are banking entities that have specialized savings tools that can accumulate resources within a specified period of time. In addition, it is possible to save at home, setting an amount per week, or 2 or 3 dollars. In these cases, the sealed "piglets" are good, so they are not tempted to use them early and in other tasks. We must keep in mind that everything adds up, says the expert.