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FCashiers are so rare that people are willing to travel five miles to avoid paying, revealed a study by an influential regulator.
More than half (51%) of those surveyed said they would prefer to travel to find a free machine to use at the researchers' request.
The number of ATMs that do not charge users is falling rapidly, with 1,700 lost in the first three months of the year, according to the Which consumers watchdog.
Notemachine, a provider of ATMs, also warned in April that it could introduce fees on thousands of machines due to changes in fees paid to operators by card providers.
According to the latest study released yesterday by the Payment Systems Regulator (PSR), one in six respondents said that he had to make considerable efforts to find money.
While the number of transactions made with species has decreased by 15% between 2016 and 2017 and continues to decline, the PSR study showed that the vast majority of people still use species regularly.
More than 80% of the 1,500 respondents used cash last week, while 28% chose it as their preferred method of payment.
The regulator said that people still had an "emotional connection" with the idea of having money in their wallets and that some had a "fear and mistrust" with regard to digital forms of payment.
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