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Banks and card issuers have an interest in spreading contactlessness. A. T. Kearney's research suggests that banks could generate additional revenue related to $ 2.4 billion cards over the next five years by introducing contactless cards. Consumers are more likely to use the payment method for small and frequent transactions in categories such as groceries, fast food restaurants, pharmacies and pharmacies, the research said.
The introduction of contactless payments could also help tech companies like Apple, who urge customers to use their digital wallets.
"Although we estimate that just under half (43%) of iPhone owners worldwide use Apple Pay, this number will continue to grow as more and more retailers, retailers and retailers alike. 39 universities, municipalities and public transit systems allow contactless payment wallets, "said Gene Munster and Will Thompson, badysts at Loup Ventures, in a report released in February.
In the United States, security will remain one of the biggest obstacles to adoption According to experts, contactless payments are as secure as smart cards and bedbugs because they use the same card reader technology to transmit the transactions. However, surveys show that some US consumers are not convinced that they can pay and that their payment is as secure.
"I think we're a bit skeptical about these new technologies," Sheehy said. "Old habits die hard."
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