This is the top-money rule in which I live

In fact, Chatzky admits that she made her own financial mistakes along the way.

"When I left my first job, I actually withdrew the money from the 401 (k) and I spent it.I did not really understand what it was like." 401 (k) at the time, I signed a piece of paper, I have a check in the mail and went shopping. "

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But while she did not understand the dynamics of a retirement fund and the magic of compound interest as a young adult, her parents had taught her that saving could certainly produce of "magic" in another way.

"I did not know how much my parents were earning, I did not know how they were invested, but I remember before that family trip to Disney World to open the family piggy bank and count the half-pennies. -Dollar that my family had been saving there for years and knowing that these are our door tickets. "

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