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Ms Walton said the couple had managed to obtain small grants for the purchase of necessities, but that her husband's health condition had begun to deteriorate in 1989 after the diagnosis of non-Hodgkin lymphoma.
Ms. Walton told the Inquiry that, as her husband was forced to quit his job, he desperately needed help to deal with the bills and his mortgage.
But she said the Macfarlane Trust had offered them the money needed to repay the mortgage in exchange for a percentage of the house he would claim on the sale.
She added: "He said that he would remove the mortgage by investing in stocks in our house and that the trust would then buy shares.
"It meant that they would have our house valued and would give us the money that would be used for the mortgage, then they would take X percent, as it turned out that 58 percent was from the house, in exchange.
"It was not what we expected."
Ms. Walton said the couple knew that Mr. Walton was going to die and that the Macfarlane Trust had put him under "extreme restraint" to sign up.
She added, "We were forced to apply because there was no other option.
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