In fact, you do not get the $ 125 Equifax, warns the FTC

You played.

That's pretty much the message of the FTC, which now warns the victims of the Equifax data breach in 2017 that the payment of $ 125 per person overpayment is very overflowing. really only a mirage. You see, the company is having many of you that there is not enough money to go around.

"The reaction of the public to the transaction has been overwhelming," writes the FTC. "Because the total amount available for these alternative payments is $ 31 million, each person who chooses the money option will receive a very small amount."

How much money exactly will the victims of Equifax's staggering negligence receive? The FTC is not sure, but she has a rough idea: "The $ 125 they could have got could not have been obtained without such a high number of claims."

You see, it's your fault you do not get the money. If you really wanted to, you should not have asked for it. Or something.

"You will be disappointed."

But do not worry! The FTC really wants you to know that there is another option! It turns out it's a garbage can.

"Monitoring free credit offers a much better value and all the people whose information has been exposed can take advantage of it," says the agency. "The market value of this product is several hundred dollars a year."

Oh great. The company that lets hackers steal all your personal data will now protect them … Such a value proposition.

However, in case you still do not find the credit monitoring offer convincing and would choose the cash route, the FTC is here to inform you that you are going to be dropped.

"You can always choose the cash payment option on the claim form," notes the agency, "but you will be disappointed with the amount you receive and you will not get credit tracking. free."

So there you have it. Take this credit scare that you probably did not really need before Equifax would piss you off, or enjoy your pennies. The option is totally up to you.