Injured passengers do not ask for insurance – Titus-Glover

General News of Monday, July 29, 2019

Source: Graphic.com.gh

2019-07-29

A Deputy Minister of Transport, Mr. Daniel Nii Kwartey Titus Glover, noted that commercial vehicle pbadengers involved in road accidents do not make claims for injuries or expenses incurred as a result of these accidents.

This is despite the fact that the Motor Vehicle Act (1958) obliges all motor insurance companies to cover the financial liability of third parties injured by accidents involving insured persons, the Deputy Minister said in Accra. .

"When people are injured in an accident and survive, they thank God and move on," he said at the second edition of the Ghana Insurance Awards on July 26.

This, he said, must be stopped.

He added that even though the law existed, not all pbadengers knew that they were entitled to compensation in the event of a problem.

As a result, he advised pbadengers to always charge for accidents.

He also advised insurance companies to honor such claims to help take charge of pbadengers, as well as to enhance the public image of the industry.

Ministry to act

To help reverse the situation, Titus-Glover said the ministry would soon be requiring all long-haul drivers to keep the name and address of all pbadengers on board.

This, he said, would allow the department to lobby for all claims entitled to pbadengers in the event of an accident.

He also noted that the country's insurance companies offered little public information about third-party claims and urged them to do more, as this would help to give insurance a positive image.

Auto Insurance Policy

Mr. Titus-Glover's advice comes at a time when road accidents are a major public safety issue.

Data from the Ghana Traffic Police Traffic and Traffic Department (MTTD) indicates that 1,252 people lost their lives as a result of a traffic accident during the first half of 2019.

Of these, 540 were killed in commercial vehicle crashes, while 3,788 were injured to varying degrees.

It is not clear, however, how many of these people claimed compensation for them.

In general, automobile insurance policies cover the financial responsibilities of occupants in the event of the insured vehicle being involved in a traffic accident and damage to third parties or property.

winners

Meanwhile, 44 companies and individuals were honored at the awards ceremony, which aimed to promote the growth of the insurance sector through progressive competition, innovation and respect. the highest professional standards.

The nominees sat at their different tables, all watching with suspense written on their faces.

In the end, the Enterprise group won five awards: the life insurance company of the year, the general insurance company of the year, the commercial line insurer of the year, the ICT leadership award (insurance category) and the marketing initiative of the year.

The Executive Director of Enterprise Life, a subsidiary of the group, Ms. Jacqueline Benyi, also won the Woman's Award of Excellence.

In the Private Health Insurance category, NMH Nationwide Medical Insurance was the big winner with the title of Private Health Insurance Company of the Year and the ICT Leadership Award.

Other winners

Ms. Nancy Ampah, CEO of the company, won the CEO of the Year award in the private health category. Another company staff member, Mr. Daniel Gyasi Nyarko, also won the Unsung Hero Award.

The Glico Group also won the Personal Line Insurer of the Year, Best Insurance Group and Aboriginal Company of the Year Award (Private Health category).

SIC Insurance Company also won the Brand of the Year Award with SIC Life Executive Director Elizabeth Wyns Dogbe, who was named CEO of the Year (Life Insurance category).

Starlife Assurance Company Limited has won the Customer Service Award from the best growing company, Aboriginal Insurance Company of the Year, and Cosmopolitan Health Insurance has won the Product Innovation Award, while Executive Director Beatrice Amponsah won the Leadership Excellence Award for Healthcare.

Other individual awards

Ms. Aretha Duku, Executive Director of the Ghana Union Insurance Company, who chairs the Association of Insurers of Ghana, has been named Insurance Personality of the Year, while the award for the award is being made. Excellence for overall achievements was awarded to Mr. Daniel Kwaku Afryie.

Activa International CEO Solomon Lartey has been named CEO of the Year (General Insurance category).