This CEO used credit card cash rebates to grow his business

For Christina Stembel, CEO of Farmgirl Flowers, cash back credit cards have not always been part of everyday life. But after starting her business, she discovered that they were changing the game.

As she told CNBC's Anna Hecht, putting the millions of dollars she spends each year on her business with a cash back credit card has yielded big profits and allowed her to convert his business in cash.

But before starting her business, she had never had a credit card. "I had to get my first credit cards on behalf of my husband," Stembel told CNBC. She opened a case for Capital One Spark business, which earns 2% on all purchases, and started using it for her expenses.

And she had big profits: $ 133,000 in cash just last year. Stembel says she uses money to get through lean times, reinvest in her business and, as Jen Wieczner of Fortune reports, pay for herself.

While many believe that credit cards with refunds are good options for personal use, Stembel has also proven that they are very useful for businesses. After all, the routine, the big purchases of a company the size of Farmgirl Flowers can generate impressive rewards. For businesses, this is a valuable badet to reinvest.

And, for new credit card users like Stembel, the simplicity of a refund card is another benefit. Cards that offer rewards in the form of air miles or points can pay you a lot, but they usually require more jumps, such as the transfer of points to travel partners and learning the strengths of the charts of the different programs. Loyalty. For example, Capital One Capital Business One Business Miles report 2 miles per dollar per purchase instead of 2% Cash Back, and you can transfer these miles to Airline Partners such as Air France-KLM.

Stembel told CNBC that his San Francisco-based company was hoping to generate a $ 32 million business turnover in 2019 and that it had the same Capital One reward card since its launch in 2010. L & ### The use of Stembel's smart credit card has contributed to the growth of his business. this cash back can be king for small business owners.