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The NHIS boss argued that schemes like the NHIS were investing their funds because they could not leave unused money in a bank account.
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The acting CEO of the National Health Insurance Scheme (NHIS) defended his decision to make investments.
Dr. Lydia Dsane-Selby said that the law does not prohibit the Plan from investing its funds, arguing that it is a brand of good insurance companies around the world.
"All insurance companies are trying to invest to have a certain amount of coverage to make sure they can pay their claims at any time," she told reporters at a press briefing on Tuesday. .
His comment follows accusations by the opposition, the National Democratic Congress (NDC), that the government was diverting $ 1 billion from NHIS funding to projects outside its mandate.
According to them, the funds are used for projects that are contrary to the fundamental objectives of the Plan when it is difficult to repay its debts to the service providers.
Related: NDC accuses government of diverting 1b funds from NHIS
They claim that by 2018, the National Health Insurance Authority had spent more than $ 160 million of Plan funds to pay nursing intern allowances.
Another $ 5 million spent on corporate social responsibility this year worries CDNs who do not see the need for it.
But Dr. Dsane-Selby said that the investment had been launched in 2012 by the Mahama administration, but that "to find out if it was a risky investment, it is not my place to judge.
Related: NDC shows hypocrisy in the collapse of claims by NHIS – Dep. minister
"Clearly, in keeping with cautious investments, we were really trying to align our investments to make sure our money is in a very good location and are reporting to us adequately, and we are still trying to do it," he said. she said.
"We need to invest, but we will just try to move from riskier investments previously placed to slightly safer investments," she added.
The NHIS boss argued that schemes like the NHIS were investing their funds because they could not leave unused money in a bank account.
"We must try to cultivate it to increase what tax money can do for Ghanaians," she advised.
Acting on the fact that it 's acting or not a good investment, the NHIA director said that the new board had reviewed their funds and decided to every possible way to make the most of their investments.
"It's a continuous exercise. Someday, something may look good and another day, a little risky, "said Dr. Dsane-Selby.
NHIS indebtedness
She added that currently, the current bills concern people who went to the hospital in January 2019.
"It takes three months for service providers to send us their bills. Until then, there is no debt. The bills we currently have are from January 2019 ".
"You can never say that there is no debt, there will always be a debt for an insurance company. What is important is how you manage this debt gap, "she said.
She said that they were working on the January claims and that as soon as it was ready, they would start paying.
"Currently, the gap is probably about five months and we need to reduce it to three months. We can not pretend that there is social insurance in the world that does not have a debt deficit, "she said.
According to her, service providers who have not been paid since July 2018 may have a problem with their referrals, expired contract, quality of service or patient safety at the clinic.
"We communicated to all the suppliers via a special e-mail that alerted them by e-mail if they were having payment problems, which allowed us to get to the bottom of things."
"These days of I have not been paid for two years are gone. We have an efficient and narrow ship, "she said.
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