[ad_1]
If the Trump administration prevails, the health care of almost all Americans could be affected, although most do not realize it. While most people associate Obamacare with individual health insurance exchanges and the expansion of Medicaid, its impact is much broader.
Obamacare's is reflected in a reduction in premiums, deductibles and direct costs for the approximately 60 million US elderly and disabled Medicare enrollees. And that helped fill the gap in Medicare drug coverage.
This has slowed the growth of Medicare payment rates to hospitals and other providers, reduced payments to Medicare Advantage plans and improved benefits for enrollees. The Obama administration estimated in 2016 that the typical Medicare beneficiary was paying about $ 700 less in premiums and cost-sharing through the Affordable Care Act.
Another popular provision: children are allowed to stay on their parents' diets until their 26th birthday. In addition, companies with at least 50 employees must provide affordable insurance to their staff working more than 30 hours a week. The law also prohibits employers from imposing annual or lifetime limits on employee benefits and limits personal expenses so that people on expensive terms do not exhaust their protection.
Americans also have the opportunity to obtain a wide range of preventive care, including annual checkups, mammograms, cholesterol tests and flu vaccines, as well as birth control. And he helped fight the country's drug addiction by expanding Medicaid coverage to more adults.
Even the Trump administration is using the law to try to bring down the prices of prescription drugs.
And, of course, there are millions of people who have won coverage. More than 11 million people subscribed to the 2019 policies regarding Obamacare exchanges, and more than 12 million are insured by the Medicaid expansion. The number of uninsured people dropped to 29 million last year, compared to 48 million in 2010.
But even more important than the benefits Obamacare brings is how it has changed people's expectations for health insurance.
Before the law, insurers could refuse policies or charge higher fees based on their medical history. So, teenagers with acne might have trouble getting coverage in the market years later, for example. According to estimates by the Kaiser Family Foundation, some 52 million non-elderly adults – more than one in four – have an illness that could have made them uninsurable before the entry into force of the program. ; Obamacare., a research group on non-profit health care.
The Affordable Care Act put an end to these practices, requiring insurers to cover all claimants and provide comprehensive benefits.
The popularity of pre-existing protection provisions helped to condemn Congress Republicans' attempts to repeal the law in 2017 and helped Democrats regain control of House last November. Even now, Republicans often insist that they want to maintain these protections.
[ad_2]
Source link