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The former Taipan Ke Qinghui of Hang Seng Bank (00011) believes that regulatory standards for banks after the financial tsunami become more and more stringent, making traditional banking more difficult. It will be easier to facilitate access to banking services for smaller clients. So virtual banking is thought to have potential for development. Taking the continental market as an example, Ke Qinghui mentioned that local Internet finance and traditional banks are unequally competitive, mainly because Internet financing can grow rapidly in the gray area of supervision, but banks are very regulated.
The son of Ke Qinghui, the shareholder of Giant's Jinfu, Ke Baida, has entered into a cooperation agreement with the ITF. Kebaida also became a shareholder of the ITF last month and became the largest independent shareholder. Mr. Kebaida said his father would refer to the traditional customer-oriented, service-oriented bank philosophy and apply it to the development of the ITF and Giant Jinfu and hope his father will give more opinions in the future.
Earlier, he expressed his intention to develop an ITF virtual bank whose founder and CEO, Lin Huijie, said he was closely monitoring the development of virtual banks in Hong Kong, which is not the only way to improve the virtual banks. is not easy to disclose. ITF consultant Yang Weikang added that since the completion of a new round of financing last month, coupled with a better understanding of the HKMA's requirements for virtual banking institutions, he could not be able to apply until the end of the month of August.
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