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TRIBUN-MEDAN.com-The scandal of "underground banks" in China has been revealed. Hundreds of students are forced to make naked selfies as collateral for repayment of their debts.
At least 10 GB of similar data is disseminated online, along with contacts and addresses of victims.
Local media, China Youth Daily to proclaim 167 bad pics and intimate videos containing students aged 19 to 23.
Many students, workers and residents of remote areas have credit histories in the central bank referral center, a banking system that records citizens' credit information and can be accessed online by the public.
If they are registered in the system, they can not borrow money from banks or traditional financial institutions.
It is estimated that more than 500 million Chinese belong to this group.
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They are easy targets for loan platforms peer to peer, or a method of borrowing money badociating borrowers and lenders online.
The loan sharks' platform generally has a low risk awareness and sets a very high interest rate.
Students who do not have collateral badets are the main consumers of online credit who can easily disburse funds within hours by simply completing certain forms.
"I got 5,000 yuan (about 10.3 million RPDs) in the form of a loan requested in just under three minutes after sending my bad photos and videos to me." "Borrower", I am one of the victims.
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