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Part of the problem could come from an imbalance in ideas about who is in charge of holiday shopping. In the SwagBucks.com survey, 85% of women reported doing all shopping, compared to 46% of men.
The ease of online shopping – which often does not even require you to take your credit card out of your wallet – also makes it easy for you and your partner to lose money, said certified financial planner Lili Vasileff. , founder of Divorce and Money Matters in Greenwich, Connecticut.
But couples who keep each other informed about vacation expenses (deliberately or not) prepare for problems. In a survey conducted earlier this year of 2,145 adults in the National Endowment for Financial Education, 75% of respondents said that financial deception had a negative effect on their relationship.
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"If people communicate about [the spending]Vasileff added: "In this case, the lack of communication is the lack of communication, which is the number of sources of conflict in the marriage".
Exceeding holiday credits can also have financial consequences, especially in terms of debt, said Tiffany Welka, vice president of VFG Associates in Livonia, Michigan. To stay on track, set up a budget or an expenditure plan together. Stand by only charging what you can pay in full each month.
"Spend more than that creates problems," she said.
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