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The Ministry of Finance (FM) proposes to cap short-term short-term loans of EUR 215, a fast credit of up to 30 days repayable at one time not to exceed half the minimum wage currently set at 430 euros. News. "
Similarly, the FM encourages the ban to extend the term of a short-term loan repayment more than twice.The Consumer Rights Protection Center (CRPC) is also 39, agree with this solution which, in practice, sees the difficulty for people to repay a loan at the same time.
"Because you have to pay the full amount immediately. If you can not do it at that time, you have only one opportunity: extend these loans, "concludes Baiba Vitolina, head of the CRPC. She believes that people should be able to take as much credit as possible on time.
To reduce the mbadive debt of the population, politicians have again undertaken to reform the consumer credit industry. Banks and non-bank lenders – the Alternative Financial Services Association – have asked politicians to give the opportunity to exchange information on good and bad loans. as well as to determine that the information on all loans should be taken into account when providing a new loan. "With all the problems that are not solved in a timely manner, unfortunately, the situation is emerging that, at one point, the only solution is to find very cardinal solutions." Head of The Association of Latvian Commercial Banks Sanda Liepiņa
The only thing to agree – who will be the data provider – the credit registry of the Bank of Latvia or the bank established Information Office of credit Didzis Brūklitis, head of the Competition and Consumer Affairs Division of the Ministry of Economy, said: "We find that the Credit Information Office has much more information about debts, but also on unpaid bills.
Politicians claim a significant reduction and a credit rate of up to 25% per annum, which would imply the elimination of the fast credit industry. that the FM created by the working group does not support such a scenario, since it would then be possible to "prosper" illegally, while the debate on the reduction of rates will be. "We are in favor of a significant reduction in rates, which can be compared to rates applied in neighboring countries.We see that Estonia still has an average rate lower than that of Latvia," he said. Dana Reizniece-Ozola (ZZS), Minister of Finance at the LNT Morning News Service for 900 seconds. Meanwhile, the industry is critical because after entering rates, small loans have disappeared from the market for a few days.
Available data from the Association of Commercial Banks show that the number of debtors over 200 euros is about 170,000.] Window.fbAsyncInit = function () {
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