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Some phone applications allow you to save money, while others encourage you to spend more. Changing the way you connect to this type of application by deleting it, avoiding downloading it, or reducing its interaction can help you reduce your expenses.
Subscription-based applications
Many applications offer services in exchange for a subscription, and some users may be tempted to sign up for one of them and get a subscription to take advantage of these services.
However, an automated subscription forces users to continue paying for these services, unlike a subscription that is automatically canceled at the end of its use.
Susan Wencheng, behavioral psychologist, recommends that you stay away from apps that require subscriptions or use apps that help you get rid of them. WinSync suggests, for example, to set up alerts to remind you when a free trial expires.
You can also set alerts twice a year to remind you to review all your current subscriptions, streaming services, and more.
Purchasing applications
Finding good shopping offers rebadures consumers, she added. Psychotherapist Kate Yarrow interviewed buyers to find out what they felt when they enjoyed a good show and confirmed that it was like winning a race or getting a pay raise.
Some apps, like those in some stores, offer good deals on your smartphone, but attractive notifications may encourage you to shop more.
In this case, it is best to remove the retail applications from your phone or at least disable the app alerts, according to WinSync.
This way, you will avoid ongoing notifications regarding the purchase offers.
It is one of the good savings habits that people use to save money effectively.
In addition, you can uninstall such applications to avoid following tempting offers.
If you are able to control your shopping preferences, you can download these apps and take advantage of discounts that save you money, but it's also important that you control your spending sources.
For example, regularly check your credit card details to confirm your estimated spending budget.
Social media applications
Advertisements promoting certain products on social networks, whether offered by retailers or friends, may encourage you to buy items that you would not have purchased otherwise.
As the removal of social media is out of the question for many, it is unlikely that these applications will be removed.
Instead, Kate Yarrow pointed out the need to reject the purchase offers that appear on your Facebook and Instagram accounts, which are always trying to target you by appearing frequently.
Reward the apps
Reward program applications, whether initiated by grocery stores, airlines or coffee shops, generally work the same way. The more people spend money, the more they get it.
Casey Taylor explained that he looked like the game: when he uses Starbucks, for example, the customer earns stars that he can use later to get rewards. If he is a permanent user of these products, he will be able to save money and get a free coffee or snack using the stars that he collects.
For her, Taylor sees this as an innovative way to save money, but she insisted on the need not to be guided by the reward system, which will inevitably lead you to spend more money at home. during the process.
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