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In its third quarter earnings call in 2019, Apple announced that it would launch its own Apple Card in August, while iPhone sales continued to decline and the company was looking to diversify its model. commercial.
Tim Cook, the company's general manager, said the company's earnings for the third quarter were ahead of expectations, leading to a gain of 3 percent.
The tech company recorded quarterly revenues of $ 53.8 billion, up from the previous estimate of $ 53.39 billion.
The Apple Card includes a user interface that tells customers where each purchase is made and the amount of the transaction, and divides purchases into categories, including entertainment, catering, and shopping, including cash back incentives instead of points.
Apple CEO Tim Cook said: "Thousands of Apple employees are using the Apple card every day for trial purposes and we will begin offering this credit card in August.
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The Apple Card comes in the form of a digital and physical Titanium card, but does not use a 16-digit card number, a CVV code, or an expiration date as a personal identifier.
Apple Card, the company's credit card announced during its service event last spring, uses the method of random generation of these numbers during each transaction to secure purchases.
The company promised that Goldman Sachs would not be able to know where you made your purchases, what you bought or how much money you spent.
Apple offers cash back incentives, such as 2% for Apple Pay purchases or 3% for Apple purchases.
In recent years, Apple has seen an increase in its sales of mobile devices and services, along with its expansion, beyond the phones, computers and other devices that made it famous, increasing financing of services such as Apple Pay, Apple Care and Apple Music.
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