Innovations in pension accumulation: even without a signature, you can end up where you expected nothing at all



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"Yesterday the Sodra leader badured that anyone who will be automatically added will be personally informed," said Ramūnas Karbauskis, a Greenpeace of the Great Peoples, said a spokesman for the Minister of Social Security and Labor Eglė Samoškaitė, who explained that the information of the population will take place in 2019. 1st to 31st January [31].

The law requires unemployed workers but who do not accumulate until the end of the year. the age of 40. personally informed of the accumulation.

"He will do Sodra." According to the initial plan, Sodra will inform these residents in two ways via the electronic service system of the EGAS population and the personal letters recorded.Besides this, Sodra and the Ministry periodically remind us of the next term of self-determination through the channels of public information, "said Samoškaitė.

If a worker wants to accumulate, he will not need to do anything. If the employee does not want to accumulate – he will have to notify his decision to Sodra until 2019. According to the minister, the already accumulated population will not be personally informed as it already participates in the accumulation system and gave his consent. "However, as the conditions of accumulation change with the reorganization of the accumulation system, these residents will have the opportunity to decide again if they want to follow the second pillar.They will be informed of the possibility of to decide on measures of public information and electronic system of population management controlled by Sodra "EGAS", – said E. Samoškaitė

According to the representative of the press, about 1.3 million of 39, additional savings are currently being paid from the population.Of between them 605 thousand, accumulate 2% of your salary. (This is called the 2 + 2 + 2 formula.) 695.5 thousand more accumulate only with funds from Sodra and not contribute themselves (this is called the 2 + 0 + 0 formula.)

The non-accumulating population under 40 that will be included in the system. accumulation with the right to refuse is about 160 thousand. of accumulation in 2019 will be as follows: 3% wages will be paid by the accumulator and 1.5% the state will contribute to the average salary of the state budget (3 + 1, 5). The percentages presented are after the combination of taxes of employers and employees. It should be noted that part of the accumulation will be offset by reduced taxes: 0.55%. lower Sodra contribution and 1% lower GPM (post-tax interconnection percentage)

It is also possible to start to accumulate 1.8%. and in 2023 Sharūnas Ruzgys

© DELFI / Šarūnas Mažeika

The President of the Lithuanian Association of Investment and Retirement Funds, Šarūnas Ruzgys, argued that for reform to be possible At the beginning of the year, a number of secondary laws, technical changes – both in the field of IT and in human consulting in the field of business itself – must be prepared

" This semester will be very active and will be prepared by all parties.The Seimas has ignored the need for a little more time to this end, so that we can all be prepared for it.Now everyone will be heading and will pay a lot of money to do it, I hope that there will be no mistake.But when the work is fast, there may be some kind of situations, "said Š.

According to the head of the badociation, the technical details on the operation will not be clear even for the market players.

"We market participants have several hundred questions about the technical details for Sodra and the Supervisory Authority". Crucifixion

The head of information available from the badociation now understands that persons under 40 who are not present in the custody will be included in all cases where they have not not reported that they do not want to participate. You will not need to come to the company and register.

"The devil is in the details. (…)" Sodra ", when a person is informed of his inclusion, will send the standard rules of the Pension Fund and say that" this law, according to the law, means the beginning of your contractual relationships on such a basis. "The man will not need to do anything," said Š.

According to him, it is not yet clear how Sodra will transfer information about people to companies.

"We need to know the information about our client that Sodra downloads, because it will have to send annual and other notices." Sodra "will have a number of technical questions about how they will inform the company, how they will inform a person, in which place a person will have something to say "Sodra", where – or there, in which place only for the company.Thanks to now, I can not comment, because that we do not have the answer for ourselves, "said Š.

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Mantas Zalator "width =" 580 "/>

Zalator Mantas

© DELFI / Andrius Ufartas

Mantas Zalatorius, head of the Lithuanian Banks Association, said the banks are actively preparing for change, and badured that they would be prepared for them.

He did not see the problem of the availability of banks. According to the head of the badociation, the branch of the bank was the most declined because of the bankruptcies of Snoras and Ūkio bankas.

Since 2011, up to now, up to 100 physical entities of the banks have been closed, according to the head of the badociation.

"The Internet is now available for almost all banking services except for a few: becoming a bank customer, closing an account, exchanging cash or taking out a loan," said Zalator

.

"I would advise you to call, register and have some agreed time ahead. Since the doctor's specialist has long been recording in order to avoid the tail. And if we leave without registering, we are angry that there are long queues in the reception room.

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