Hairdresser now also sending Tikkies: "The pins feel heavy"

At DentalCare, Zutphen dentists can pay with a Tikkie if they ask for it. "That makes a lot of noise and people do not forget it," says Laura Koppel, of the dental clinic.

1000 Entrepreneurs

Tikkie is progressive and innovative, according to dentists. Zutphen's practice is always paid with a debit card. In addition, the pins can be useful for the consumer, but for the "annoying hassle" of the dentist. In particular, the administration of debit card payments is difficult according to Koppel.

"In the transaction overview, all debit card payments are thrown on a mountain.Tikkie can see them by request, the accounting becomes easy and transparent for us, and Tikkie feels more personal ", she says.

The payment application, with which you can only pay if someone else has your phone number, has already been downloaded by more than 3 million people. ABN Amro, the bank behind the service, sees that there are more and more entrepreneurs such as DentalCare who are using the payment app. Over the past two months, this number has gone from 500 to 1000.

"Entrepreneurs See Benefits"

When ABN realized that entrepreneurs also wanted to use the application, she started to offer the debit application to businesses. This has become more structural since the beginning of this year, said ABN spokesman Roland Kroes.

"For example, they had trouble using the pin device or generated little revenue with this device, so they used Tikkie from their work account, and we also found the benefits of that service for our business customers.

Easy Money

And it's catchy. Paying through Tikkie has obvious benefits for entrepreneurs, just as for consumers, whose speed is the most obvious, says Kroes

"The money is immediately available because it works via iDeal. We also find a nice way for customers to find a solution. "

A number of government agencies have also discovered the service, says Kroes." Users can pay with Tikkie as a second option if they have not paid a bill, for example. works well and can also be very attractive to entrepreneurs, says Kroes

Tikkies paid quickly

Consumers pay Tikkie in about 80% of payment requests in a day The bank sees comparable figures in payments to companies

"It was also a surprise to the Tikkie team," says Kroes. "Here again, you pay faster than when you send an email with a payment reminder." [19659003] Cost Advantage

This also presents a cost advantage for contractors, because in the event of late payments, you can avoid a form for recovering transfers or an extensive collection. "Then it does not cost you that the s Tikkie transaction costs, which is considerably less than a payment reminder or collection process, and it is also more convenient for customers. "

Business Tikkie users pay 25 cents. From 100 successful Tikkies per month it will be 20 cents. The lowest rate of 15 cents applies from 500 transactions.

This can also be a boon for retailers to be less dependent on cash machines. "I think it's better to replace the cash machine we have here, in the long run," says Koppen van de Zutphen's dental office

Byebye pin-automaton

Whoops Kappers's Betlem Taravilla from Rotterdam expects the same thing. They do not use Tikkie yet, but they want to start quickly with the payment application.

"When I look at the costs you have as an entrepreneur with the renewal of your device, maintenance contracts and malfunctions, then Tikkie course, a nice alternative," says Taravilla

25 cents per transaction

Yet at ABN, they are not afraid to earn less if the distributors disappear from the stores. "It's because we both earn money from both PIN transactions and Tikkie transactions."

Nevertheless, Taravilla thinks that the hairdresser in Rotterdam will only use the executive tikkies in two or three years. "Starting in April, we will simply let our regular customers transfer money, either on site or just at home, but Tikkie can do just that," he says.