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The European Commission concludes on Wednesday in a new report that the share of non-performing loans in European banks has declined by more than a percentage point, to reach 3.4% on average during the first half of the year. this year.
the number of bad debts, but with nearly 45% and 28% respectively, there are still big "challenges". In the balance sheets of Dutch banks, the share of non-performing loans fell from 2.3% to 2%.
The European Commissioner for Financial Stability, Valdis Dombrovskis, described risk reduction as "very encouraging", a subsequent action. He hopes that the Member States and the European Parliament will soon approve legislative proposals to better spread risk across Europe.
This includes the completion of the banking and capital markets union. "A stronger economic and monetary union is in the interest of all," said the Latvian
. A loan is called "unproductive loan" (npl) if at least ninety days have not been paid.
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