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In a few years, mortgage advisors will only be needed for more complex problems. This is what Van Bruggen Adviesgroep, De Hypotheekshop and Rabobank say on Wednesday Het Financieele Dagblad ( FD ). According to them, standard situations can be processed more and more online.
People in a standard situation will soon be able to provide the necessary documents more easily online, in part because more and more documents are available in digital form. give access to their payment behavior, which means that many documents, such as the employer's statement and payslips, would no longer be needed.
The council itself could also be more and more online. Mortgage advice is already available on vendor websites, which would be expanded.
Mortgage consultants are waiting for some people, such as beginners and seniors, to feel the need to see someone again. An intermediate category would be a solution here, with much of it online, but ending with a conversation. Even in more complex cases such as mortgages for expatriates or entrepreneurs and the treatment of divorces, regular counseling would still be needed.
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