The Dutch have little savings available for free NOW

The Dutch usually have a lot of assets, but these are mostly fixed in pensions and houses. Pension payments and high housing costs make it difficult to give a piggy bank to oneself.

However, self-savings is important, says Rabobank. Savings can, for example, help absorb financial shocks, finance studies or make the home more sustainable. Nowadays, more and more money is needed to buy a house.

& # 39; & # 39; From an economic point of view, it is not desirable that Dutch households save together more than they already do, "according to economists. But according to them, a little more money freely absorbable would be useful

They therefore argue in favor of a better coordination of different forms of wealth accumulation. This would help if personal pension funds were introduced. In The Hague, the discussion of a major pension reform, which may make this possible, is still not complete.