Smaalenenes Opinion – New service issues: – We'll see this in the luxury trap



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"Our customers are innovative and enjoy being on the market with the latest financial technology and payment solutions." Being able to offer a payment with a clock is entirely appropriate for us, as a newly created fintech bank, "said Gjerdem. , general manager of Monobank, about the last service of the bank.

You can now use the Monocard Credit Card by tapping the phone on the terminals supporting the solution. A feature that will prevent you from printing a PIN code for amounts under $ 200.

Bank manager without worries

The press release does not tell us anything about the price: "Regular price 29, – / month. s accumulates after the expired test period. Price example: 15,000, – with an effective interest of 29.98% over 12 months. Total 17,225, –(On the bank's website).

– Do not you fear that more people will end up in luxury when they can increase their consumer credit with their phones?

– No, that is and at least not with our solution. The application offers a good overview of what you used. You get more control, not less, "says Bent Gjendem, governor of Monobank, for Nettavisen.

Economist consumer concerned

The luxury trap Lene Drange is not so quiet on behalf of borrowers.

"This is a new form of SMS lending, which we will see very soon in the context of the luxury stock exchange.This is not good news, it is holding.

"Of course, this will increase the consumer when you combine consumer loans and such payment solutions," she says.

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