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Ana Celina and Luis Álvaro Guevara are an example, a married couple for 15 years who, thanks to this type of microfinance, owns a bakery and a pastry shop in a neighborhood in the hills of northeastern Bogotá.
To get to the local "Buenavistas", you have to board an SUV that rises to the top of the mountain and for which people have to pay 1,200 pesos (about 41 cents) because public transport Do not reach this area of the city "I was working in the construction and bakery until I heard Bancamía and there I asked for a loan with which I 've bought this case, "he assured Efe Guevara, who with his wife received credits of more than 20 million pesos (about $ 6,940) for the purchase of machinery and equipment. ingredients that have served to expand and modernize his business.
At the bakery, the couple earn the necessary for their upkeep and that of their ten-year-old daughter and for the construction of their own house, where they hope in the future to adapt the first floor to install the house. company and stop paying a monthly rent.
Bancamía is the entity in Colombia of the Microfinance Foundation of the BBVA bank that has been offering loans to low-income people for ten years to start productive and sustainable activities over time.
The CEO of BBVA, Carlos Torres Vila, who visited this company today, assured reporters that for the creation of the microfinance project, the entity has allocated "nearly 300 million dollars ", with which they had a direct impact on the population.
It's amazing, in Colombia there are nearly a million customers who are encouraged, "said Torres, who said they add to another million beneficiaries that the Fund It has in Peru, Chile, Panama and the Dominican Republic.
Torres said that with the reinvestment of profits in microcredit, they seek to favor people with "tenacity, effort, dedication and work "so that they have sustainable development." Luz Dary Guerrero, another beneficiary of the program
Guerrero, who owns with her husband an itinerant sale of arepas in a business district in the north of the city, asked for a loan of more than four million pesos (about $ 1,386) with which he started his business
The woman said that her day starts every day at three in the morning to prepare the arepas that 39, she then sells to passers-by in two teams, one the n and another in the afternoon. task that combines with the housewife.
In a typical day Guerrero and her husband sell about 250 arepas, each at 1,000 Colombian pesos (about 34 cents).
In Colombia, the Microfinance Foundation has 938,678 clients via Bancamia and among them, more than 330,000 have access to credit.
Jessica Hernández, another female beneficiary, went to the United Nations in New York City last March to present her case and explain how, thanks to microfinance, she went from a rental business to washing machine at home to set up his own workshop and the resumption of his studies. EFE
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