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As of December 31, 2017 (when contractors paid contributions to four separate accounts at ZUS), payment delays amounted to exactly PLN 29.63 billion. By contrast, at the end of June (when everyone already had their own account), the amount of debt amounted to 27 billion zlotys. In the case of active payers, the difference is even greater – the total amount of their debt decreased from PLN 14 billion to PLN 10.7 billion
Repayment not to be lost
– The fact that many arrears have been paid premiums – says Wojciech Andrusiewicz, ZUS spokesman. – This was often the result of a quick decision of the interested parties themselves. In some cases, debts were automatically paid on current payments – he adds
. The entrepreneurs themselves admit that the new solution has mobilized them to settle the arrears to ZUS. How? Starting in January, when they deposit money into an account, ZUS divides it into individual insurance and funds. – First of all the oldest arrears are covered by money. There is therefore a risk that self-employed workers lose the continuity of voluntary health insurance. In many cases, repayment of debts was fast – explains Łukasz Kozłowski, chief economist of the Federation of Polish Entrepreneurs
It is not unimportant that the Social Insurance Institution sent information to entrepreneurs who volunteer for health insurance. ZUS. – More and more companies are reporting to our branches who want to check their level of debt and possibly pay it back – says Wojciech Andrusiewicz.
Mali has less, much more –
Insurer data show that the propensity to repay is related to the amount of debt the company has. Those whose arrears did not exceed 116 PLN reduced the total debt by about 10%. – from 9.8 to 8.75 million. The situation is similar for entrepreneurs whose debt ranged from PLN 116.01 to PLN 1000 – their arrears fell from PLN 156 to PLN 139.6 million [1965900] but from the group of those guilty of more than 0.5 million PLN PLN is worse than it was. By the end of June, more than 6,000 there was 8.6 billion PLN in these deposits – 600 million PLN more than at the end of December 2017. What should they do?
Dziennik Gazeta Prawna
– In this case, it is necessary to conclude an agreement with social security. We have put in place special advisers for refunds and redemptions that will guide anyone interested in the entire debt repayment process – stresses Wojciech Andrusiewicz. And he adds that such an advisor is the only person contacted by the client. It is not necessary to negotiate with other ZUS cells.
Although the long-term entrepreneurs of the Social Insurance Institution have declined, they are still huge. People themselves are blamed for that … the plant. – Many companies have fallen into a debt spiral because of changing interpretations of regulation – says Jeremi Mordasewicz of the Lewiatan Confederation. And reminds that it was not so long ago, entrepreneurs did not have to pay qualified work contributions as a contract for a specific job. Later, the Social Insurance Institution modified the assessment of these cases and ordered the payment of overdue insurance. – In this way, for example, some security or cleaning companies were on the verge of bankruptcy – explains the expert
ZUS independent and indebted
also verified how the debt of entrepreneurs has changed since the implementation of the insurance reform. In 1999, only 1,498 self-employed workers had arrears of contributions, nine years later they were 14,900, and at the end of 2017 – 128,500
– Employers who force employees to start a business are to blame – Bogdan Grzybowski, Director of the OPZZ Social Policy Department and member of the ZUS Supervisory Board. – This bogus self-employment is sent to people who do not know the rules that are unable to settle accounts with ZUS – he explains.
Bożena Wiktorowska
26/07/2018
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