Latest News – How long does the debt delay last?

Debts have a deadline to prescribe. Prescription is regulated in the Civil Code and refers to the phenomenon of the extinction of a right and its obligation, as a direct result of not being required for a certain time.

For this reason, remember that in the case of a company does not ask for payment, it is understood that "there is no interest in receiving," recalls Portuguese Association for the Protection of Consumers (DECO), which respected the deadlines to be respected by the various services.

Water, Electricity, Gas, Telecommunications: Payment for essential services must be required within six months.

Accommodation and Drinks: Limitation period for lodging, restaurant or beverage establishment credits

Education: If these debts are student loans or s & # 39, they are credits of educational institutions, education, assistance or treatment, which come from the provision of respective services, in which case the prescription is two years. However, the tuition fees due for public university education are taxes / fees due for the actual provision of the public service of university education, and the limitation rules provided for by the general tax law, namely the term (which is eight years)

Products: As a two-year limitation of merchants' claims for articles sold to non-merchants or non-merchants

Lawyers: Services rendered in the exercise of professional services and the reimbursement of the corresponding fees must be taxed after two years.

Health debts: Payments to a public health facility expire after three years. However, in the case of private medical institutions and services, the statute of limitations is two years

IUC Papers: The Taxman has up to four years to collect the tax (s & ds) He is late) and inflicting a fine on him. Keep proof of payment for at least four years.

Rent and co-ownership: annuities for perpetual or life annuities;

Interest: Conventional or legal interest, however illiquid, and corporate dividends,

Principal and interest: Principal repayment shares payable with interest; for example, the court of Relação de Évora (TRE) ruled that loan payments, involving the joint payment of interest and repayable capital with interest, will expire only within five years.

The normal term referred to in law by ordinary term, is 20 years.

Food and other benefits: late maintenance and any other profit periodically renewable. This means that when someone has a credit on another person, that credit is not extinguished until it is not paid in the meantime after twenty years.