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Damaged banknotes, whether foreign or domestic, you can exchange them in any bank. However, you must be willing to pay a commission of up to five percent for this
If you have a damaged ticket in your wallet, whether in foreign or domestic currency, you can replace it with n & # 39; Any bank. However, you must be willing to pay a commission for this. Certainly, in some banks, you will not pay a commission in the case of dinar tickets, but you will, for example, pay 5 euros for the 100 euros damaged in most banks.
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"Kamatica" and the Consumer Protector investigated where the damaged money is in the process of 39 to be changed and how much to pay it.
– The first station for the replacement of damaged money may be banks. For this, many banks need an identity card, and that a person is full time – experts say on the portal "Kamatica".
The next address, as they say, exchange offices, but there is a fairly narrow choice.
– Not all exchangers do this, but only those who have contracts with banks that change the damaged money. All damaged tickets are removed from their use after being taken over by citizens. After taking power, the National Bank of Serbia cancels them first and then destroys them.
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It's a debt. The banks do not accept them, because the National Bank of Serbia does not take such bank notes. Thus, it is not possible to replace inked inks inked with color ink of any origin, contaminated, sticky or damaged by fire, rotting or chemicals. In addition, no ticket that has been broken by a warning color that protects the tickets against theft, or whose bank notes fear in the event of violent opening of the money packet, n & # 39; 39 is also received. It is not possible to exchange damaged tickets or missing any of the security features.
As pointed out in the banks, the basic requirement is that the damaged ticket has at least 51% of the original area.
Eurobanka replaces damaged banknotes and coins in a branch office, when a minimum of 51 percent of the correct ticket area is applied, while the wallet lacks coins or parts along with 39, at least one of its edges.
replacement of damaged bank notes the bank charges a commission of three percent of the value of the ticket. In cases where the damages on the banknotes are greater than 51%, we send the ticket to the National Bank of Serbia, which decides whether or not to replace it – say in Eurobank.
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UniKredit Bank says that the process of replacing damaged banknotes is very simple, and the documents require a valid identity card. Minors can not make a replacement.
– In all branches of our bank, citizens can replace the original and damaged dinar and euro banknotes for the new one. The replacement costs of the dinar amount to two percent of the face value of the bank, while they are slightly above five percent for the euro, and they are charged against value at the average exchange rate of the National Bank of Serbia.
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