Most 2nd pillar people still have confidence in bond funds

This is despite the fact that saving has been better appreciated in unsecured index funds. – Photo: TASR / AP

Bratislava, July 15 (TASR) – Most Slovaks continue to be bonded under the second pillar. Even though savings was better appreciated in unsecured index funds last year. This is the result of the government report on the social situation of the population last year

In terms of percentages in individual pension funds, most of the assets in the funds backed by bonds were 79.49 %, in mixed funds 0, 98%, 11.69% in equity and 7.84% in unsecured funds. "The average annual appreciation of almost all types of funds over the year 2016 has decreased, with a slight increase in mixed funds, but the average annual increase in unsecured pension funds in 2017 as well as in 2016 exceeded the average annual appreciation in all other types of pension funds "

Bond funds reached an annual appreciation of 1.08% last year, with unsecured index funds reaching 6.73%, unsecured 6.26% securities and mixed unsecured funds at 5.49%

At the end of the year. last year, a total of 1.43 million contributors were in the second pillar. In terms of age structure, those aged 31 to 40, about 40% of the total number of contributors, were the most important in the pension plan

Finally, at least one retiree 487 pays a retirement contract . At least once a year, the pensions of the retirement savings plan were claimed by 1227 contributors. Insurance companies have created lists of offers for 1157 people

The pension plans of the old age savings plan could be concluded in three insurance companies. Allianz – Slovenská poisťovňa, Generali and in the insurance company Union. The agreement on the retirement of the program selection could be made by the contributors in each of the six existing pension management companies. Among the insurance companies, the number of contracts concluded was clearly the insurance company of the Union, with 329 contracts, the Generali insurance company with 86 contracts, and finally the company Allianz insurance with 16 contracts

. without an increase that started receiving 247 contributors, or 51% of contributors with at least one contract. The average amount of this retirement pension that the insurance company began to pay last year was EUR 24.58

The possibility of distributing the amount borrowed for lifetime income and the selection of the program was given by 64 contributors, only 6% of the total number of pension contributors. The pension offer for the savings fund with a small amount was borrowed by 214 spouses, 18% of all savers. The other 879 contributors were offered a lifetime pension with no program choice. The sponsors selected 42% of the offers in 2017.

During the year, 351 contributors started to pay only a survivor's pension, two of them having the opportunity to Use part of the sum for the they did not take advantage of the fact that 123 pensioners started to pay a retirement pension with a "small amount of money" and 13 contributors began to pay a pension for life, paying them a one-off program or receiving a temporary pension of five or ten years. s, id) {
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