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There has been a strong demand for ICT-based solutions to solve society's problems and businesses have continued to import solutions. However, many students do their best to find good solutions in order to find work because they understand that there are few job opportunities in the job market.
As a result, there have been a number of initiatives Alex Chambika, a fourth-year student from the University of Dar es Salaam who is currently pursuing a degree in telecommunications engineering, is one of the students who benefited from these innovations.
Alex is one of the thousands of students who have the ICT Incubator of the University of Dar es Salaam (UDICTI), where students with ideas of how to solve the problem. Businesses are cared for when they turn their ideas into startups and are housed until they are able to fend for themselves
. Alex decided to propose a project called Mobile Kibubu, a system that uses USSD, an application that explains that he understands that many people have their goals in life, but to make sure that they achieve their goals, they need money and get money fast. achieving these goals can not be easily achieved. "For example, someone may want to buy a land that costs three million, but raising that money on the spot can be a challenge. You might have the opportunity to get a bank loan, but there are a lot of Requirements that must be met before you qualify for a bank loan. If you do not have these requirements, you will miss the loan, "he says. "Statistics show that 46% of Tanzanians are financially excluded, which means that they can not take advantage of the services offered by the majority of banks and that is the source of my idea," reveals he. He adds that banks have created bank-based services, and I wondered why not create a system that would allow a person to slowly save his own money to achieve his future goals.
"There are people who could say that they do this at home but are these piggy banks (vibubu) safe?" The answer is no, because you could have the goal of saving Sh1million and you could lose your money It is a loss not only for you but also for the nation because the money that was supposed to be outstanding, you have it at home, "he explains
Kibubu
. Kibubu comes in. It acts as a mobile money fixed account and according to Alex, this app can be accessed by anyone with a smartphone or any other type of phone by download. "Customers register by entering their information and start using the application, they can have different accounts and make different configurations as they wish," he says.
It further informs that one can have different goals, say, a student dreams of buying a parcel after completing his studies, which means that he can create a planning goal from a field of one or two years. Or for example they have a plan to buy a computer; they can make plans to save for six months to achieve this goal. The system gives you the flexibility you could not get anywhere else.
"The system also gives you another value and that is the internet of service, it means that when one has one's purpose in life, he decides to share that goal with us, we seek out ways to help you achieve your goals by connecting with people who offer the services you save to acquire in a certain amount of time, "he notes.
" We started modestly for the purpose of 39, helping small and medium income, that is why the minimum amount that we can save is 500 shillings in their mobile kibubu, we are always looking for partners who can help advance our projects. "
Because he's still a student, having funds to support his project has become a challenge." Unfortunately we possess these brilliant ideas and the sooner we put them into action, the others will come and welcome for ideas and value that we had to find ideas will be used elsewhere, leaving us less opportunities Explaining how much his project is unique compared to others, Alex says that as a person of ICT, he took the time to dig deep, especially in the field of business to see the company. model of other systems that exist and try to identify their weaknesses and find a better application that will cover these weak points.
He says in the end his dream is to see low and middle income included in the financial system. "We want everyone to be able to raise capital, from street food vendors to the corporate category, to help students, housewives, civil servants and bodaboda runners to achieve their goals. financial goals, "says Alex. Mariam Khamis, 25, a self-employed graduate, claims to have tried using the mobile Kibubu and expects a positive result. "It 's easy to use and once I got to know it, I did not hesitate to start using it because I realized that it did not work. would help generate money to boost my business. 19659015 Another Success Story
Another success story of young people embracing opportunities in the ICT world involves five classmates named Stebbins. Tugara, Alex Athanas, Charles Innocent, Denis Frimos and Vitus Ng, together the group had the idea of starting an ICT business after their university education.
When they joined the University of Dar es Salaam (UDSM) In 2009, each of them took a different course, but as they had a vision to start their own business, they actively maintained their dream by participating in various lucrative projects.
Shortly after graduating from university in 2012, young entrepreneurs began to work on their idea, including providing ICT services, hosting websites, emails and other online platforms. A year later, the five young men managed to register their company under the name of ictpack. However, according to Vitus Ng 'homi, it was not easy for them especially when it came to finding customers.
"There was a problem of acceptance on the part of the people we are approaching to use our services, for example, we were determined to do it, but we continued to work hard and, over time We have continued to receive medium and large-scale clients, and he explains that students can get a lot from the knowledge they receive in incubators as long as they do not give up their dreams. times they face challenges. "One thing they must understand is that becoming independent is not a hobby, but rather something that needs to be passed on." and with the opportunities available in the areas that interest them, especially when they are still in college or in universities, he says.
Young entrepreneurs have also created a practical training management system (PTMS) ) at the UDSM Informatio With the Computer Technology Incubator, the system helps final year students to search for organizations that integrate them as trainees. Christine Mwase, a coach at the University of Dar es Salaam, explains that incubators such as the one at the University of Dar es Salaam help graduates and act as part of their training to carry out the training. projects using the knowledge gained. class to be able to offer solutions based on projects facing their communities.
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