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In June, Ukrainians brought more money to banks for deposits .
The National Bank explained that this was due to rising wages and a large number of transfers from abroad. In addition, cash inflows in the national currency helped to maintain a significant difference in the yield of domestic and foreign currency deposits, in a context of virtually unchanged exchange rates of the national currency against the US dollar. The majority of interest rates on deposits remained virtually unchanged
The residues of hryvnia deposits of creditworthy banks in June increased by 5.9% to 262.9 billion UAH, in foreign currencies (in dollars) – from 1.1% to UAH 8, 5 billion dollars
Instead, the balances of corporate deposits in solvency banks declined by one month. This happened as on the hryvnia deposits (from 5.6% to 243.8 billion hryvnias), as well as in foreign currencies (in dollars) – from 1.3% to 5.1 billion hryvnia dollars. This dynamic is mainly due to transfers provided by economic partnerships with the statutory capital of which there are state corporate rights over the state budget, explained in the NBU
Thus, the total portfolio hryvnia deposits in June remained virtually unchanged at 506.7 billion hryvnia.
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Rates on bank deposits are falling. In addition – both in hryvnia and in currency. At present, the annual interest rate of hryvnia deposits is just over 12 percent. Ukrainian investors are not happy with such a fall. At the same time, for Europeans to keep money in banks, it is more of a culture. Austrians, Germans and Swiss for deposits receive a symbolic amount. Or at all – they pay extra for the bank that saves their money. Should Ukrainians expect a sharp decline in deposit rates – see now
