[ad_1]
The share of problem loans in the banking system of Ukraine as of July 1, 2018 amounted to 55.68%, or 0.37 percentage point less than a month earlier. . These data were promulgated by the National Bank of Ukraine (NBU).
Thus, the share of outstanding debts in the portfolios of state banks decreased by 0.77 pp. – up to 71.06%. Among them, problem loans became less in the PrivatBank nationalized at 0.44 pp. Their share decreased to 84.64%
In 19459004 groups of foreign banks the share of problem loans decreased by 0.29 pp, to 42.54%, and that of private banks – from 0.96 pp, up to 24.09%
However, in insolvent financial institutions the share of problem loans increased by 10.92 pp. – up to 69.3%.
In general, the volume of the banks' loan portfolio for June increased by 0.33% to 1,125 billion UAH. Since the beginning of 2018, the share of problem loans has increased by 1.13% and the portfolio's volume by 3.09%.
The share of distressed assets in the banking system, taking into account off-balance sheet commitments, rose to 29.21% as of 1 July. 0.12 pp less than a month earlier and 0.88 pp more than at the end of 2017. At the same time, the total volume of these assets for June increased by 0.04% at UAH 2,234 billion, from the beginning of the year – 1.6%.
Recall from the National Bank survey showed that business demand increases . Banks also note an increase in the frequency of approval applications for small and medium-sized enterprises and the gradual relaxation of lending standards for small and medium-sized enterprises (19659008). enterprises, told the NBU. 59002] At the same time, according to the director of the Department of Financial Stability of the National Bank of Ukraine Vitaliy Vavryshchuk, banks run the risk of loans planned for companies . He noted that the SME lending segment has huge potential, but banks are too optimistic to gauge the volume of this market. In addition, in his view, the SME loan will not replace conventional lending banks with large corporate borrowers.
In early July Moody's improved the forecast of the development of the banking system of Ukraine . The agency estimates that the solvency of the country will improve over the next 12 to 18 months, due to improved asset quality and return to profitability.
On July 3, 1945, the Verkhovna Rada passed a new law on loans. Banks will be able to put more loyal demands on potential borrowers, they are sure of the NBU. The site "Today" has already understood, that banks protect themselves against dishonest borrowers through the law on the restoration of credit .
[ad_2]
Source link
