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The National Bank, according to the results of a survey of loan conditions, notes that banks expect further growth in demand for all types of business loans.
This is stated in the report on the results of the investigation.
The survey was conducted from June 20 to July 10, 2018 among credit managers of 63 banks, which account for 98% of the assets of the banking system.
It refers to the results of the 2nd quarter and the expectations of the 3rd quarter and 12 months following.
According to the results of the survey,
The highest growth is expected by banks for loans SMEs the hryvnia and short-term loans for enterprises
In In addition, financial institutions are expecting a recovery in consumer loans. Most banks expect an increase in business loans at the end of 2016, but their share reaches 81% (the balance of responses is 37%).
The share of financial institutions that should increase the volume of loans to households increases the balance of responses is 51%.
Banks also maintain positive expectations regarding the growth of deposits as a population (57% of respondents, balance – 42%) and business (68% of respondents, balance – 34%). demand for business loans has increased slightly, as indicated by 48 They recorded an increase in demand for all types of business loans, except for large business loans.
The main factors of bank demand are the need for working capital and investment, which become more difficult to finance.
Banks note an increase in the frequency of loan applications SMEs and the gradual easing of lending standards for small and medium-sized enterprises.
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