Experts advised Ukrainians to save their savings / News / Finance.ua

Ukrainians mainly keep money in hryvnia. However, starting in the fall, dollar deposits will become more profitable. Due to uncertainty about the receipt of the tranche of the International Monetary Fund, the decline in foreign exchange reserves and external debt payments, the hryvnia will begin to depreciate, writes: "Despite Seasonal fluctuations, the hryvnia exchange rate has remained stable over the past two years.The average exchange rate of the hryvnia-dollar in May 2018 rose to 26.18, in May 2017 – 26.42, in May 2016 – 25.21 The fluctuations of the hryvnia against the dollar were less than the magnitude of the change of the euro against the dollar.At the same time, the difference in the level of the rates of 39 interest between deposits in hryvnia and deposits in foreign currency remains rather high.Therefore, depositors have preferred to save in the national currency, "- said executive director NABU Elena Korobkova.

See also: Wage growth and workers' remittances: Ukrainians actively depositing money

To reduce risk, Ukrainians are invited to have a broad line of investment " hryvnia / foreign exchange / other investments "in the proportion of 30/60/10. The latter may include securities or real estate.

"In the last ten years, the ratio of foreign currency deposits and hryvnia has changed from one or the other side.However, it has not exceeded 60% .Hryvnia is popular with deposits for one year – more than half of the deposits are registered in the national currency.This makes sense, since depositors try to get the biggest income on deposits in the hryvnia and try to win on the strengthening of the national currency.At the beginning of the year, the hryvnia has increased by 6.2% – from 28.07 to 26.33 hryvnia for one dollar ", – explains the l? financial analyst Mikhail Demkiv

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