Ready to win Powerball or MegaMillions? But are you really?



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You have a better chance of being struck by lightning and being bitten by a shark simultaneously, but the reality is a horror. It's more fun to get the Scrooge McDuck done in a chest filled with gold coins.

Fortunately, you have the time to prepare for this historic manna. After the reversal of the two major lotteries, kittens now grow to $ 1.6 billion, with a B for Mega Millions and $ 620 million for Powerball. New numbers will be drawn on Tuesday and Wednesday, respectively.

You must win, right? (No.) You have been playing for years. it is surely your time. (Eh.) You deserve that! (Maybe that's true.)

Make sure this thing is signed

Did you put your John Hancock on it? Otherwise, bad movement. Imagine winning and you go get your ticket and it's gone.

Then your roommate without shifting – who can not put his cereal bowl in the sink, let alone get to the store to queue for lottery tickets – comes a few days later in a Bugatti Chiron.

Yep.

Sign this naughty boy. Like now. Then take a selfie with her.

Play well with others

Are you in a work pool with five or 50 other people? Well, as nice as it is to trust your friends and colleagues, relationships have collapsed, much less than on a nine-digit payday.

You could be worth 0.82 Taylor Swifts

Imagine this: Chet, who has been collecting contributions to the office's lottery since the dawn of time, does not show up for work on Thursday. You call to find him on Necker Island, which he just bought from Richard Branson.

A woman fills a Mega Millions lottery ticket in New York on Friday.

It turns out that Chet won the lottery. Does not that mean that you have also won the lottery? Well no, says Chet. He bought the office tickets during a different trip to the Shop & # 39; n & # 39; Save. The winning ticket, he says, was purchased when he went to the Shop 'n'. Save to buy tickets for himself.

"It's absurd! Do you have any evidence, Chet? … Chet? … Hello?"

Good luck to get to Necker Island.

If you are a member of an office pool, make sure that Chet prepares everyone with photocopies of pool tickets, or that he posts them somewhere where everyone can see them. This means that you keep Chet under control – not that anyone has reason to doubt Chet, but just in case – and it's more fun for you because you can check the numbers yourself.

Get ready to take a shot

You won! Congratulations! You have challenged really amazing chances. Really.

Now, how would you like your millions? In a sum or over time?

If you choose first, expect to get $ 354 million for Powerball or $ 904 million for Mega Millions. Sorry, you will not be quite billionaires club. Bill Gates sends his regrets.

But what if you have Job's patience and simply maximize earnings by collecting checks over time? Unfortunately, you will still not be a billionaire. It will take you almost 30 years to get all that money, and since you are now in the same tax bracket as Mr. Gates, the federal government will come up with 37% of your loot.

In some states with no income tax or special rules for lottery winners, the shot will be less strong, but Uncle Sam will still want his money. Jump to USAMega.com to know the rules of your country.

Shut up. Really. Just shh.

Do not repeat: do not rush to the street waving the ticket over your head while singing: "I am in the money, I am in the money! You are rich now. You are going to need a much colder head.

Once you've received your signed ticket in a safe, that's why we suggest carrying a beefy muscle with you? – You will need to have your Scrooge McDucks in a row.

You may want a new phone number and a new email address. It might even be worth going to Belize for a week or three, until the poor media lose interest. You will probably be identified publicly, so your chances of avoiding the call of your Uncle Jasper Moochy are lagging behind.

Of these, only a few states – Delaware, Georgia, Kansas, Maryland, North Dakota, Ohio, South Carolina and Texas – allow you to remain anonymous. In Colorado, Connecticut, Massachusetts and Vermont, you can create a trust before receiving a prize and send a lawyer to get it back for you.

I do not know how to build trust? Do not worry, dad Fat Stacks, you will soon have people for that.

Speaking of people …

Delegate leaders, says the old adage. Like the rich obscene. You might have a look at this waterfront villa in Seychelles or on this 80 meter yacht, the one with the helicopter platform, but let your jets cool (private?) For a minute.

You are in no hurry to make these decisions. Depending on your condition, you will have between 180 days and a year to recover your oversized check.

You need good people, people you trust, to help you manage your money. Of course, your cousin, Sheila, may be a genius of numbers, but it's better to have someone a little more unbiased.

Take your time, do some research and find a reputable lawyer and a certified financial planner, pronto. Then you will want to hire specialists who can manage your tax and estate planning. You will feel much better with a qualified team watching over your interests.

Do you have all this in order? So you are ready. Have fun on this yacht.

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