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RESEARCH, RESEARCH, RESEARCH
Before you go shopping, do some research. Find filtered ads online, promotional codes, sign up for retailers' newsletters, follow favorite retailers on social networks, and download download tools.
There are many exciting resources, including a new browser extension called PriceWaiter, which works behind the scenes (literally) to get you the best deals virtually anywhere you shop online. Bonus: easy to use.
You only buy what you want from the sites on which you make purchases, including Amazon Best Buy and Walmart, and even on branded sites, and when you access a page containing a product where PriceWaiter can negotiate a better deal, a "proposal". The banner appears automatically. Then you simply grab your offer for the article and PriceWaiter negotiates for you, often instantly.
This is a good tool for buyers who do not have the time or inclination to compare store prices or use discount coupons as this can become tedious.ACT QUICKLY
Monday's offers on the cyber tend to be both a limited time and a limited offer. Last year, the most important discounts took place in the morning, but you have to stay focused on the ball because often the offers are staggered.
It is very important that you understand the rules of the site and when the offers are valid. You must also be ready to pounce, so be sure to check your speed and your internet connection. It's a busy day in volume and you do not want to lose because of a problem with the Internet.
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LOOK AT THE AUTO-GIF
Gasoline prices are falling, the country's unemployment rate has almost hit a 50-year low, and consumer confidence has reached its highest level in 18 years. People feel good this year – maybe too much, because we see more impulse buys and more self giving. The best place to do that? Online.
Mitigate the shock by taking stock of what you currently have and plan to sell online before buying, whether on eBay, Craigslist or more targeted sites for specific items like decluttr.com, where you can sell your cell phones, CDs, DVDs, game consoles and books. It's easy, fast and the payments are interesting.PAY WITH THE GOOD CARD
What advantages does your credit card offer? If you buy something tomorrow and the price drops a few weeks later, does it offer price protection? What about security of purchases if you receive something that is damaged, lost or stolen? What about guaranteed returns if you have to return something and retailers do not get it back? Extended warranty?
About half of consumers are unaware of the benefits of their cards or cards. It is therefore important to know, especially if you make important purchases.
Determining what your card covers is as easy as calling the toll-free number on the back of your card and asking.
If you do too much (as many Americans will probably want) and if you need help to manage your credit, or if you are wondering about the transfer of your debt on a 0% APR card , creditsesame.com is an ideal resource. enjoy.Vera Gibbons is the founder and editor-in-chief of "NoPo", a free daily newsletter that covers the news and manages the content of Consumer / Personal Finance. Health; Fashion beauty; Fitness / Diet.
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