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If you are looking to improve your credit score, Schulz says to be aware that you can not play the system. To improve your score, the best things you can do are simple: Pay your credit card bill on time and in full each month.
He said that credit is a "marathon, not a sprint."
focus on the big picture and understand that you play a long game, you will end up doing the right thing, "said Schulz.
If you forget to pay your bills on time, Schulz recommends setting up the autopay at least part of your bill.
"Due to technology, there is no excuse for being late for payments," said Schulz
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