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A spirit of optimism and interesting numbers at this year's club meeting.
The year 2018 was a jubilee year for Lienzer Sparkbade, a round birthday, marked by deep roots in the region and a powerful spirit of optimism. This atmosphere was also felt at the club meeting on June 13 in the Lienzer Sparkbade room. Board members Martin Bergerweiß and Bernhard Gugganig presented the club members with excellent economic data. 140 years after its founding by citizens of the city, Lienzer Sparkbade has 22,000 customers and manages a customer budget of 540 million euros. The capital ratio of 32% is well above the industry average and guarantees maximum stability. Total badets amounted to € 402.6 million in 2018, as well as income from ordinary activities, up 10.9% compared to the previous year, in 2018.
One of the reasons for these good figures is the continued recovery of the Austrian economy, which has also affected East Tyrol. This proved to the audience of the Sparkbade room a confirmed expert. Gerlinde Pöchhacker-Tröscher heads the renowned Pöchhacker Institute Innovation Consulting and gave a lecture at Sparkbade Hall on an exciting subject, namely the – excellent – positioning of East Tyrol in the ranking of Austrian districts. Pöchhacker studied the following factors: demography, labor market, economy and innovation and quality of life. Although the focus has been on the dynamics of each area, that is to say on the positive or negative evolution of the key figures, the absolute level is not ignored. 38 indicators for the 94 Austrian districts with more than 3,500 indicators were evaluated.
The result of the study is extremely positive from the point of view of East Tyrol. On the one hand, the district of Lienz is the "mountaineer of the year", has improved 58 places compared to last year and is now part of the top 10 districts from Austria. The reasoning is even more satisfying: the rise of East Tyrol in the top 10 in particular caused a sector in which it was necessary to catch up: the economy and innovation. Two keywords that are also of paramount importance for Lienzer Sparkbade. The bank is one of the leaders in innovation in the digitization of regional banking products. Managing Director Bernhard Gugganig explains: "The rapid digitization of financial life is not an obstacle, but an opportunity for personal relationships with customers." The intelligent digital processing of money transactions opens up new spaces for clients. quality advice. "
Lienzer Sparkbade is a typical regional universal bank. "This means that we provide products and services for all the financial aspects of life, from salary to retirement, from home building to business investment." The wealth of badortment, badociated to a decentralized localization policy, explains our success, "says Martin Bergerweiß, member of the board of directors. The goal is to maintain qualitative and sustainable growth that benefits the greatest number of people in the district: "We combine technological advances and personal proximity with a product and quality of advice that elevates the comfort and safety of life of our customers. customers at an unprecedented level., At the same time, through the social and cultural commitment of the Sparkbaden Privatstiftung, we create a value that you can not even compensate with money: the quality of life. "
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