According to the deception letter – Mail News

Bankers have begun talking about a new scheme for removing funds stolen by hackers, when bailiffs withdraw money from enforceable bills previously recognized for the payment of legal services. In such a situation, the banks can not refuse to transfer even stolen money, which the attackers use.

On the new plan of cashing stolen funds "Kommersant" told in the largest banks. According to Kommersant's interlocutors, hackers have involved lawyers and lists of executors for the withdrawal of funds. The thing about this diet is its profound legalization.

When funds are stolen from the bank account of a client company, the standard method is used with substitution of information to the necessary hacker, namely the account. dropper firm. "With such embezzlement, the funds are credited to a seemingly non-operational company – the director is nominative, the address is fictitious, the tax burden is simulated and the only income is the stolen money," says the leading specialist in information security. The bank of dispatch the customer learns the flight and informs beneficiary bank the funds are frozen.

But then the new members come into play. The bailiffs issue a real act of execution which requires the amount stolen as debt for unpaid. business one day legal services. A law firm appears as a collector who, judging by the documents and information on the site, has a real activity. And the bank is obliged to transfer funds as part of an enforcement proceeding, even if it knows their origin.

The list of execution is obtained well before the flight, explained the banks. First created dropper business some while she is dormant.

Then, this company enters into a contract with a "friends" law firm, which finally submits an application for debt recovery for non-payment of services. At the same time, there is a complete set of documents, including bilateral acts. Answering machine one day the claim is recognized, the court rules on the recovery of the claim and a writ of execution appears.

For these cabinets collaboration with hackers is one of the revenue channelsOften, they also offer services in the form of debtors, anti-blockers, and so on.. said one of the interlocutors "b". When making a decision, the court does not verify the fact of the provision of services, since the defendant does not object, the head of the legal service adds: SDM-Bank Alexander Golubev.

Conscientious lawyers have already encountered the ploy and are trying to resist it.

We, the policemen of the southern district of Moscow, have just faced this situation. This is a new effective scheme, to challenge it, you must recognize that the brief run is zero, and it takes time.

Alim Bishenov

Managing Partner of the BMS Law Firm

The scheme has many nuances, he adds, while the method of neutralization is only tested. According to the bankers, to resist fraudsters, the injured party must have the time to seize funds from the account. firm drops, but that usually fails. Money goes quickly on the writ of execution.

Experts believe that it is not easy to expose criminals in such schemes, but in general, it is realistic.

"It's impossible to predict in advance when it will be possible to withdraw the amount from the victim's account, as stated in the writ of execution," said Roman Sklyar, managing partner of Intellectual Capital. "Even after the court decision, obtaining a writ of execution in the regions may be delayed three or four Dmitry Kletochkin, a partner at the law firm Rustam Kurmaev and Partners, adds: "It is obvious that the writ of execution lasts a long time, waiting for the necessary amount to be received by the necessary company. This fact, in the opinion of Roman Sklyar, should alert us. In addition, he adds, there are not many lawyers willing to participate in fraudulent schemes, hacker's accomplices may be held responsible for complicity.

The source of "Kommersant" in a large bank stresses that "we can not exclude a kind of collusion with some unscrupulous bailiffs" who send to the bank a brief, long inactive execution, the same day theft of funds.

The FSSP did not answer "Kommersant" if the service was aware of such a scheme and how, for its part, it could help to combat it.

Veronika Goryacheva

See also: In the United States, citizens of Russia and Kazakhstan have been accused of Internet fraud.